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What causes insurance rates to go up?

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2009-08-07 16:01:53
2009-08-07 16:01:53

How long you have been driving, any accidents. What kind of vehical, cost for replacement parts and what kind of insurance policy you want.

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Aerobic exercise causes respiratory rates to go up.


Your insurance rates shouldn't go up by much. Their insurance rates are the ones that will be affected and they will find it difficult to find insurance that will carry them.


Rates go up when the insurance company has to pay a claim. They might not go up if the claim is small.


The rates won't go up; they will cancel your insurance instead. Personal knowledge.


Your insurance will not immediately go up. When your insurance is up for renewal or your policy changes, your rates may jump ten or twenty dollars a month.



Generally, your insurance rates will only go up after receiving a moving violation. Just consuming alcohol in a public place shouldn't raise premiums.


When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.


If you get your first speeding ticket with no points does your insurance go up?


There are many factors into what causes rates to go up, or down. Check with your agent about a month before your policy renews for the answer.


Depending who is at fault your rates may go up or not. So if your child was not at fault then your insurance will stay the same. If they are then the insurance goes up.


Yes, the premium will increase as you must be included as a driver in their policy. I disagree. It depends on the insurance company. Mine told me my rates will not go up when my son gets his permit, but they do want to be notified. Rates will go up when he becomes licensed.


Auto insurance will not generally go up with one point on your license. It won't go up until the insurance is renewed as they generally do not review your driving record before that point.


Most likely yes. All accidents for which we are at fault can effect our insurance rates.


Yes, your insurance will go up when you have a teen or new driver. The insurance will go down as they drive with no accidents.



After one accident, insurance rates can go up anywhere from 10 to 30 percent. After two accidents, they can go up from 45 to 150 percent.




You will get to pay a bid fine to your state and your insurance rates will go up.



In California a cell phone ticket is not considered a point, however your insurance will go up about 5-10 more a month. (depending on your insurance carrier)


Any moving violation has the potential to impact insurance rates.


That is solely up to the discretion of your insurance provider. Your rates won't necessarily go up, especially if this is your first claim. The Hartford insurance offers me first accident forgiveness, which basically guarantees that the insurance company will not raise my rates after my first accident. If this is your first accident and your policy includes this as well then your rtes won't rise at all.


They shouldn't cancel your plan I was in an accident when I was 16 and we kept the same insurance. As for how much it goes up depends on which insurance company you have.



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