The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.
There are many places one might go to obtain cheap life insurance. One might try the eSurance company, All-State company, Geico company, or Progressive company.
It depends where you live, but you might have to check with a local independent agent (look in the yellow pages or online.)
Well, you say 'procrastinating,' but your question is not really answerable, and, coming from an employee, impertinent. Regardless of whether the company driver is actually driving for an insurance company--doubtful--or not, they have 'comprehensive' commercial insurance; 'uninsured motorist' insurance is just a way to rephrase 'comprehensive' insurance for those who might not grasp the term.
You can get car insurance for a student driver in Virginia many ways. One way is to call a local All State franchise. Another company you might be interested in calling is Progressive.
Never have heard of it. Might be an insurance company...
yes because there might be a drunk/reckless driver and you need insurance if you're in a crash to cover damages
it will defiantly affect the premiums and depending on the insurance company they might drop him.
depends on the insurance you bought, sometimes the insurance company ask if there is any else driving this car and which they might charge you more, then they won't want to pay for your losses
If the other party has insurance then their "property damage" coverage should cover damage to your vehicle. If you happen to be at fault or there is some question as to who is at fault then it might be hard to collect from their insurance company. Only if the other party is at fault. If you have collision insurance, you can file the claim with your own agent. Then you will be paid for your damages, less your deductible, and when your company collects from the other company you will also get your deductible. If you do not have collision, you will have to file your claim directly with the at-fault driver's insurance. If the company denies your claim (and unless there is very compelling evidence that their client was at fault, they will), you will have to sue the driver. Then, IF YOU WIN the lawsuit, their insurance will pay.
There are many places one might go to purchase vacancy insurance. In addition to the local insurance company, one might also try the eSurance company online.
He gets arrested.Added: You could consult with an attorney to determine if you have a suit against the cab drivers employer. If it was an "independent" cab (driver-owned) then you might have a suit against the driver and/or his insurance company.
Yes, the insurance company will pay, but they might drop you when they finish processing the claim.
depends on your and his insurance, generally insurance follows the driver not the car. so your insurance shouldn't care, their insurance should pay for everything. If they don't have insurance, then your uninsured motorist might cover it. It depends entirely on your company, but if your company pays then your premiums will go up. The person they hit should have insurance that may cover it. I see no reason why your insurance should be involved.
There are many insurance companies that offer car insurance to individuals. The best place to go to find out different prices would be to check around with friends or to go to individual insurance websites and get a quote. Progressive Insurance claims to give the pricing information for many other insurance companies in their quotes, so that might be a great place to start.
That depends on company policy, what the insurance company will permit, and, in a lot of cases, what your relation is to the driver. If the driver is a parent, then you might be allowed to ride as a passenger under the age of 18, whereas you probably wouldn't be permitted to do so if you weren't a relative. Some companies and insurance companies strictly prohibit passengers - in the case of companies, it's often done as some customers will not allow anyone but the driver of the vehicle into their facility.
Yes, they can. It might vary by state and insurance company, but if your parents insure it, and put you as a secondary driver, and one of them as a primary, it is legal. The problem is usually the insurance company will charge the premium based on the highest step (or highest risk) driver on the policy. If that includes you, then it might cost the same, or very close to the same, as if you insured it yourself. I would say check with your insurance company and find out. Actually I completely disagree. What you are asking is if it's ok to commit insurance fraud and it is not ok to do this. Every time someone cheats on their insurance premium it raises the rates for others. Shame! There is nothing wrong with shopping around for the best premium but don't lie about the usage of a vehicle. They are not committing fraud they are listing him as a driver!!!! Assuming that this a youthful driver there is usually more than one classification for a driver. Principal and Occasional and each have different premiums. If you are trying to hide how much usage a vehicle will get by a youthful driver that is insurance fraud. If this is a case of an older adult who wants to save money by adding their car to the parents policy then it is up to the rules of the insurance company as to whether or not a particular vehicle can be on a policy. Any time anyone lies or provides inaccurate information for the purpose of getting a lower insurance premium that is insurance fraud.
There are plenty of companies which are offering different prices for dog insurance. However, one might find the dog insurance around 40 dollars from Exotic Direct, one of the cheapest dog insurance.
Every driver your son puts on his policy will increase his premiums. It might reduce his premiums, if he claims that you're the primary driver and he's an incidential driver but that's insurance fraud and could come back to bite him.
Bose might be a good place to start, however you will pay full price. A company that would possibly sell the cheapest Bose iPod speakers might be Ebay, due to the used condition of what you are looking for.
It will be on the police report. If for some strange reason there is no report, then ask the police to help get this info from the drunk. You might also contact your states dmv some of them have this info (will need vehicle info), file the claim with your company and they can handle your damages etc, and will find out his insurance company, because they will lood to them for repayment.
There are many different auto insurance companies one might choose when looking for insurance quotes. The USAA company is one such company that received high marks.
You can get insurance for your significant other. You need to let the insurance company know, and they will add your significant other to your insurance. There might be additional costs.
Yes! Even though she might not be driving the car often at all,( let your insurance company know this, your premium might be cheaper) if a wreck should happen, she's not on the insurance, the ticket will serve as her at fault, with no insurance.
Yes, you can borrow your parents' car without being a named driver on their insurance policy. Depending on the type of policy and its actual rules, you might or might not be covered in case of an accident.