The website www.freecreditreport.com offers free credit history checks, it's offered by Consumerinfo.com Inc. However, this site only provides your credit history for free, if you want a credit score in addition to a credit history they ask that you pay $1 plus a monthly fee if you don't cancel after a certain period of time.
Citibank offers a good credit card with low interest rates for students. Capital One is another company to check out for people with no credit history such as a student.
The purpose of a credit report check is to check how a person manages their credit obligations and if they have any history of not paying. If one has bad history then it is more of a risk for a company to give that person credit.
That decision is up to the credit card company. If the corporation is relatively new or had no credit history, the credito card company might demand that you personally guarantee the debt and you will need to have a credit check. If you have been in business a long time, the credit card company MIGHT not require a personal credit check.
You can get pre-approved credit card offers by having a good credit score and a history of responsible credit use. Credit card companies may send you offers based on your credit profile. You can also check online for pre-approved offers from specific credit card issuers.
The Finance company Capital One offers a wide rannge of credit cards with no credit check. There also many prepaid credit cards avilable that do not require credit checks to obtain.
The best thing to do if you have bad credit is to get a pay as you go phone. Then the credit doesn't need to be checked. The best company that offers cheap wireless for students without credit is Tracphone. No credit check is required and minutes are very reasonable to purchase!
You can't check your credit report for free. You will have to go through a company that offers the service for a fee. They usually all cost around the same.
Many companies offer credit consolidation services. Check with your local credit union or bank to see if they offer this. If that does not satisfy you, you can consult a phone book for a company in your area.
There could be several reasons why you are not receiving credit card offers. It could be due to your credit history, income level, or the specific criteria that credit card companies use to target potential customers. You may want to check your credit report and consider reaching out to credit card companies directly to inquire about their offers.
Whether you pass a credit check for renting depends on your credit history and score. If you have a good credit score and a history of making payments on time, you are more likely to pass the credit check. If you have a poor credit history or a low credit score, you may have difficulty passing the credit check.
You do not give Econsumer Equifax any money, they are a credit reporting company. They are one of three that lenders and other people check when they check your credit history.
Secured credit cards are the best option for individuals with no credit history that do not require a credit check.