The website www.freecreditreport.com offers free credit history checks, it's offered by Consumerinfo.com Inc. However, this site only provides your credit history for free, if you want a credit score in addition to a credit history they ask that you pay $1 plus a monthly fee if you don't cancel after a certain period of time.
Citibank offers a good credit card with low interest rates for students. Capital One is another company to check out for people with no credit history such as a student.
The purpose of a credit report check is to check how a person manages their credit obligations and if they have any history of not paying. If one has bad history then it is more of a risk for a company to give that person credit.
That decision is up to the credit card company. If the corporation is relatively new or had no credit history, the credito card company might demand that you personally guarantee the debt and you will need to have a credit check. If you have been in business a long time, the credit card company MIGHT not require a personal credit check.
The Finance company Capital One offers a wide rannge of credit cards with no credit check. There also many prepaid credit cards avilable that do not require credit checks to obtain.
You can't check your credit report for free. You will have to go through a company that offers the service for a fee. They usually all cost around the same.
The best thing to do if you have bad credit is to get a pay as you go phone. Then the credit doesn't need to be checked. The best company that offers cheap wireless for students without credit is Tracphone. No credit check is required and minutes are very reasonable to purchase!
Many companies offer credit consolidation services. Check with your local credit union or bank to see if they offer this. If that does not satisfy you, you can consult a phone book for a company in your area.
You do not give Econsumer Equifax any money, they are a credit reporting company. They are one of three that lenders and other people check when they check your credit history.
If you're just starting a new waxing business, you should check your credit history online. To check it online you can check out www.experian.com/ for your credit history.
Ehow.com has an article on how to apply for a credit card. Also check any credit card companies you want to apply for a credit card with and look at their rates before considering applying.
There are numerous business credit cards available, Visa, Discover and MasterCard. Check out the numerous offers online and select the card that meets your needs the best.
Usually lenders and banks uses your credit history to justify your financial credibility. Other than them, employers can also check do your credit check. Basically, your financial life depends on how good your credit history is.