What counseling options are there to become debt free?
You can speak to free consumer debt counseling firms, debt-free agencies, or speak to a lawyer who could give you some idea of what may be best for you rather than selecting bankruptcy. Doing a budget to pay off the higher interest debts first and cutting back on spending helped me to become debt free. Patience is the key.
debt counseling is If you are having problems keeping up with and paying your bills, you may be in the need of debt counseling. There are many debt counseling companies that give advice, usually for a fee but some offer free counseling, to individuals and companies who struggle with their short term and long term financial obligations.
There are several agencies that offer free debt services. Some of them are church providers and some are businesses. The best way to find them would be to do an online search. In Tulsa there are several options. Some of these may not be completely free. It looks like Consumer Credit COunseling services is your best option. They are at 207 South Cedar Street, Owasso, OK - (918) 274-9683 .
Consumer and credit card debt are common problems and there are many resources available to help individuals overcome their financial debt.There are many books and seminars written on this topic, but also many churches and private organizations offer counseling and classes on overcoming debt for free or reduced cost.
Depending on what your asking. Your local bank or credit card company may be able to help you consolidate high interest debt with a debt consolidation loan. If you are looking to free up some cash flow by using a debt counseling service then you may be able to consolidate some of your high interest unsecured debt (credit cards) by working through a counseling company and the credit card companies. Keep in mind, having steady…