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Liability or fleet insurance

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Q: What coverages does a company have to carry on work vehicles?
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Business auto insurance coverages commercial vehicles or vehicles used for work. Personal auto insurance coverages a personal automobile that is not used for work related activities.


Is tenant's legal liability coverage the same as Commercial general liability insurance?

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Garage keepers insurance policies are written for companies who for part of their operations take possession of others vehicles, whether that be for auto repair, collision repair, repainting, auto sales with repair, etc. The policy has special coverages just for these types of operations, like GKLL which is coverage for the vehicles while in your possession as a bailee. The policies also usually include auto liability coverage for test driving these vehicles. Make sure you work with a broker to understand what you are buying, skipping any of these essential coverages could be disastrous.


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