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The card issuer would need to be contacted to obtain that information, as each creditor has their own criteria for the way AU's data is handled. Most creditor's do not report AU's due to the fact that an AU has no actual control over how an account is paid/used.
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What company does a free credit check?
There are numerous companies with that system under their control. A notable company that commonly broadcast this system is Free Credit Report (website) and many banks may offer this for free.
What are some companies that offer credit card processing solutions?
There are specialized companies like Merchant Warehouse, Intuit, and Blue Pay that offer credit card processing services. Additionally, many major banks like Chase and Wells Fargo also offer credit card processing to businesses.
Can an unpaid overdraft on a checking account be sent to a collection agency and appear on your credit report?
Here is advice: * Banks have their own type of credit reporting systems called chexsyems. if the overdraft was over $200 most banks will not let you open another account for atleast 3 years. now as far as this overdraft showing up on your credit report that will not be a problem. You can read more on this if you type in chexsystems in a search engine. * Yes, if you have an overdraft from a bank account IT CAN go on your credit report. We just went through that from an error on the banks part on a check that bounced from someone else and overdrew my husbands account, we moved and didn't use the account and only found this out when we were buying a house and had to pay it off.
Does having a joint checking account with someone with bad credit affect your credit?
Their credit is not reported on yours unless they mess up the checking account itself. If they bounce a check or start getting a lot of NSF's that will be on both of you. But their previous credit cannot affect yours. First, I would like to explain to you the difference between having bad credit, and having a bad report on ChexSystems. Banks and credit unions usually report people to Chexsystems regarding delinquent bank accounts. Financial companies and lenders report people to the 3 major credit bureaus regarding delinquent accounts. So, with that said, having a joint checking account with someone with bad credit does not affect your credit. If that person goes into delinquent status with the checking account and the bank reports him or her to Chexsystems or some other check verification company, then yes your name and social security will be reported as well. Your report will stay on Chexsystems for at least 5 years, unless you have it removed by some means. There are many banks that offer promotions for checking accounts for people with negative markings on their chexsystems report. A free consumer organization called "InfoAviator" has a pretty large list of them at infoaviator.org/finance/checking-accounts/2014/05/28/how-to-open-a-second-chance-checking/
What are functions of debit and credit cards?
Credit cards are issued to customers of companies who offer lines of credit. The card can be used to make purchases or payments in stores and online. Debit cards on the other hand are issued by banks or prepaid debit card companies. They have the same role as a credit card allowing consumers to make payments or purchases in stores and online, but can also be used to withdrawal money from an ATM.
Were does information containded in a credit report come from?
Information in a credit report comes from banks, mortgage lenders,credit unions, credit card companies, insurance companies, landlords, department stores and employers.
Are there really any companies that you can get your credit report from for free?
Some banks will check your credit report for you. There are also some companies that will send you a report at certain intervals.
Can a company not report good credit but will report bad credit?
Technically, yes, but usually this is not the case. Most major companies will post the good and the bad, particularly credit card companies and banks. Other companies will only report the negative, such as utility companies, apartment rental companies, etc.
Do credit card companies by law have the right to periodically do a credit report on you?
You bet your credit report they do. That is their right ... Banks and Credit Unions will also do this periodically if they so feel inclined. If one is paying all their bills on time and have no delinquent accounts or have their credit cards maxed out, then they should have nothing to fear from a credit report query.
What are some companies that employ credit experts?
Credit experts are employed by credit companies and banks.
Where can I find my credit report score?
You are correct that banks often check your credit score before granting a loan. There are many companies that offer your credit score including http://www.myfreecreditreport.com
Who has access to my government credit score?
Several people can access your credit report including but not limited to, people you have initated business with, banks, landlords, lenders, credit card companies. Here is a link from credit report.com. http://www.creditreport.com/creditreports/creditcheck/credit-report-who-can-access.aspx
Where to get a credit card?
Banks and credit card companies i guess
Do banks check credit to become an account authorized signature?
It depends on the bank. All banks have different policies.
What companies are credit card providers?
Companies that provide credit cards tend to be banks. In the United Kingdom, for example, Barclays, NatWest and Lloyds banks issue credit cards. These banks also offer debit cards.
What company does a free credit check?
There are numerous companies with that system under their control. A notable company that commonly broadcast this system is Free Credit Report (website) and many banks may offer this for free.
How can a Canadian obtain a credit report?
There are a large variety of different places where a Canadian can obtain a credit report. These places include, but are not limited to, going to Canadian banks and by going on Canadian credit report websites.
