Fire, wind, hail, etc.. The same as the rest of your property subject to your deductible, See you schedule of covered perils for complete list.
No. It covered under a motorcycle policy.
No, Power surges and other utility provider related damages or outages are not a covered peril under the terms of your home insurance policy
Is a dirt bike covered under homeowner personal property?
No,, That would be covered under your auto insurance policy. Homeowners insurance does not cover damages to street vehicles.
No, That's just a result of our lifestyle or our choice of pets. Damages from our pets are considered to be a normal and expected result of pet ownership. Damages to our home and property by our choice of pets are never considered a covered peril under a homeowners insurance policy.
yes under coverage B - other structures
It depends on your insurance policy
no unless you are a native
If the damage is the result of wear and tear, NO.. it is not covered. If the damage is the result of a covered peril, Then yes, they would be covered under your homeowners policy. Be careful not to use a home insurance policy in lieu of a home maintenance plan. Home owners who do, quicklyfind themselves un-insurable and may have purchased a home beyond their financial means to support and maintain.
No, Your homeowners insurance does not cover landscaping or lawn maintenance.
No, Buildings under construction are covered under a builders policy. After the building or other structure is completed you can then schedule it on your homeowners insurance policy for coverage.
The listed perils (barring exclusions) in your home owners or renters policy.