Before banks people put their money in safes
Under their mattresses, in their wallets etc.
because they want to.
because people who believe in ghosts die
Vampires got thirsty and ate more people
Banks will only lend money to people with good credit. All banks and lenders require credit information. They will then check with the credit services and find out if you've paid back people who lent you money in the past.
People use banks to keep their money safe. No one can take their money. Before banks were available, anyone could come into your home and take your money. Also banks will insure your money up to $200,000. Plus banks allow you to pay bills by check. Many companies will only take a check for a payment. There are many other benefits to using a bank account.
Tyra Banks was the first black model to appear on the cover of the Sports Illustrated Swimsuit Edition.
That is correct. The fossil record shows that human fossils appear in Africa long before they appear anywhere else.
a public hearing
People feared they would lose their money, so they took it out of banks they believed were about to fail.
That would depend on where you live but cooperative banks are normally private banks owned by the people (but not the government).