Nearly all personal and financial information is tied to your social security number (SSN). With your SSN, the collection agency can run in depth background checks, credit reports, and verify identity. It is also necessary to have an SSN sometimes for verifying employment.
Collection agencies buy defaulted accounts from original creditors. The original creditor supplies all the information to the collectors that was obtained upon the opening of the account. (Name, SSN, place of employment, etc.).
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Debt Collection Agencies can collect abroad but the agencies that collect abroad are usually commercial collection agencies that deal business to business
One of the best agencies to contact for debt collection jobs are StudentAid and Kiplinger. Both agencies offer a great amount of help regarding debt collection jobs.
Alternative Legal Services and Judgement Recovery, American Bonded collection, Armada Collection, and Audit Adjustement Company Inc. are some collection agencies.
Collection agencies have a couple of ways to get your address. They can either get your original address from the original creditor or by skip tracing.
Alternative Legal Services and Judgement Recovery, American Bonded collection, Armada Collection, and Audit Adjustement Company Inc. are some collection agencies.
Collection agencies can file for summary judgments in the county court of jurisdiction and in some cases go to trial.
Some of the well known collection agencies in Ontario are PSI collection agency, Credit Bureau Collections, and Canadian Express Collection Agency. There are more, but these are the most common.
The question is rather vague, however, if the issue is, does one have to give their SSN when applying for a credit, the answer is no. There are certain agencies which can legally enforce the request for a person's SSN or ITIN or information, the IRS for example. On the other side, the lender or card issuer does not have to extend credit to a person who chooses not to submit their SSN.
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A few debt collection agencies to check out are: Credit Bureau Collections Ltd, Collection Systems Canada Corp, Direct Collect, Global Collection Consultants and National Credit Recovery Inc.