It means it looks like new but, it isn't new.
Many insurance companies like to see repair quotes to estimate the exact amount of damage one has sustained during an accident. They like to have a few different quotes, and generally tend to go with the cheaper of the quotes and repair accordingly.
Quotes can be obtained from individual insurance companies like Esurance and Allstate, or from websites like Car Insurance that collect quotes from multiple insurance companies.
This depends on the carrier you have. Some have their own adjusters like they do agents. Others use independent adjusters as they do agents. I am an independent agent and we work with many different insurance companies. I would never require you to use a particular shop as no insurance companies should. You should be free to use the repair shop of your choice.
If the crack has not yet come large and cracked outwards, you can contact your insurance company to fix it. In many companies, they have small tape-like repair kits that will remedy the crack, or specialized companies that will fill in the crack free of charge!
There is a company who supplies information to insurance companies called CLUE. This company gives insurance companies information on losses paid by all insurance companies and what type and amount of the claim was paid. CLUE also supplies companies with a variety of information. It gives information like people who had auto insurance at the same address as you have and people who were listed on insurance policies of you in the past like other household members or drivers.
Full coverage auto insurance is offered by companies like Nationwide, Cars Direct, AXA Insurance, New York Motor Insurance and AAMI. These companies also have insurance services for other products.
Coverage truly varies by the policy. Companies typically offer separate health and dental insurance, but there can be overlap. But usually health insurance does not cover regular dental visits like cleanings and fillings.
There are many insurance companies where one can get health insurance for their families. Some famous companies include Manulife and Prudential. Companies like those have agencies in many places in the world.
Travel insurance for elderly people is offered by multiple insurance companies most famously AARP offers good insurance for elderly also other insurance companies like sunlife.
Geico Auto Insurance is one of the companies offer cheap motor insurance quotes. Also, you may check out companies like Progressive and State Farm Auto Insurance. They also offer competitive auto insurance quotes.
One can find information regarding car insurance from many companies. Sites like ConsumerReports, Investopedia, and local American state based sites all have information regarding car insurance and ratings on insurance companies.
Many companies offer life insurance for smokers, including such insurance companies like GEICO and State Farm. Due to the health status of smokers, insurance will typically cost more than non-smokers.