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I figured it out right after I posted (sorry!): they are called actuaries! Webster Mirriam says an actuary is, "a person who calculates insurance and annuity premiums, reserves, and dividends."

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How do you calculate risk - free return?

Risk free rate of return or risk free return is calculated as the return on government securities of the same maturity.


Why is selling a call or put more risky than buying a call or put?

Selling calls or puts have unlimited risk, where as buying calls or puts have a maximum risk of 100%. For instance, selling a call gives you unlimited risk because there is no ceiling on how high the price can go. However buying a call has a maximum risk of 100% of the premium you pay, this happens if you let the option expire.


What is the market rate of interest formula used to calculate the cost of borrowing money?

The market rate of interest formula used to calculate the cost of borrowing money is: Market Rate of Interest Risk-Free Rate Risk Premium.


Distinguish between systematic and unsystematic risks?

It is the risk which is due to the factors which are beyond the control of the people working in the market and that's why risk free rate of return in used to just compensate this type of risk in market. This is the risk other than systematic risk and which is due to the factors which are controllable by the people working in market and market risk premium is used to compensate this type of risk. Total Risk = Systematic risk + Unsystematic Risk


What is the difference between systematic risk and unsystematic risk?

It is the risk in financial market or in market general which exists due to factors which are beyond the control of humans or the people working in market and that;s why risk free rate use in market is only exists there to protect the investors from that systemetic risk. This is the risk other than systematic risk and which is due to factors directly controllable by the people dealing in market and market risk premium rate is paid due to compensate this type of unsystematic risk in market. Total Risk = Systematic Risk + Unsystematic Risk

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How do you calculate absolute risk?

=incidence


How do you calculate risk - free return?

Risk free rate of return or risk free return is calculated as the return on government securities of the same maturity.


How do you calculate risk retention?

no of policies renewed/no of potential renewal policies


Is there a risk playing Call of Duty online?

There is partial risk. There is nothing wrong with the game, it is about the community. As you know, Call of Duty has been given an 18 certificate and some people are 18+. A risk is the emblems. People are able to customize their emblems to literally whatever they like, be it sexual, or curse. Fortunately, there is a report button in which you can report an inappropriate emblem, but this report button does not apply to Black Ops as it is no longer in development. The second risk is the people talking on the headsets, which is the easiest of the risks to stop, you just need to mute them, and finally, if you're okay with violence, there is no problem at all.


Why is selling a call or put more risky than buying a call or put?

Selling calls or puts have unlimited risk, where as buying calls or puts have a maximum risk of 100%. For instance, selling a call gives you unlimited risk because there is no ceiling on how high the price can go. However buying a call has a maximum risk of 100% of the premium you pay, this happens if you let the option expire.


What is the relationship between a regular call option and binary call option and a gap call option?

Regular call options have limited risk and unlimited upside gains while binary call options have limited risk along with limited upside gain.


What type of EMS call presents the highest risk of liability for the EMT?

Risk and liability in ems


The market risk premium is measured by?

The market risk premium is measured by the market return less risk-free rate. You can calculate the market risk premium as market risk premium is equal to the expected return of the market minus the risk-free rate.


If a call a guy who is way younger than me and I dont like shorty just to tease him might people think I like him?

You shouldn't be teasing him anyway. Don't call him just to tease him, and if you do that is the risk you take.


Which people are most at risk of mesothelioma?

There are many people who are most at risk for mesothelioma. The people who are most at risk for mesothelioma are those who were exposed to asbestos at work.


How do you calculate annual risk free rate?

The risk free rate of return is a rate an investor will expect with zero risk over a specified period of time. In order to calculate risk free rate you need to use CAPM model formula ra = rrf + Ba (rm-rrf), where rrf is risk free rate, Ba is beta of security and Rm is market return.