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Q: What do you called the interest rate realized by the investor or seller on the invested principal?
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What is the future value of 10000 dollars with 3.78 percent interest in 2 years?

In two years, the value of 10,000 dollars with 3.78 interest would be 10,770.29 dollars. An increase 770.29 dollars would be realized.


Does making one extra principal payment a year to your mortgage greatly reduce the length of the loan?

Yes, this is GURANTEED SAVINGS of time and money. For example, I know of a family who were in their mid-forties. They decided to make the incremental equivalent of an extra payment per year, to principal only, by increasing their monthly mortgage payment by 1/12th--a mere $153 in their case. Their discipline saved them $114,837 in interest and 85 payments! NOTE: You save more time and money when you reduce your principal balance earlier in the year as compared to later. In our example, instead of increasing your monthly mortgage payment by 1/12th, you are better off increasing your monthly mortgage payment by 1/6th for the first six months of every year. See examples below: 1 lump sum ($1,834.41) at the start of every year--$119,158.76 interest and 87 payments. 1/6th of mortgage payment ($305.74) for the first six months of every year--$117,147.07 interest and 86 payments. 1/12th of mortgage payment ($153.00) for every month of every year--$114,837 interest and 85 payments. Additional GURANTEED SAVINGS is realized when you employ one of the following five mortgage acceleration techniques: 1. Extra Principal Payments (EPP) 2. Frequent Fractional Payments (FFP) 3. A combination of EPP and FPP 4. Utilizing a Home Equity Line Of Credit (HELOC) 5. Utilizing a HELOC and Credit Card


What is a realized capital gain?

A capital gain is an increase in the value of invested money eg the rise in the value of shares, the increase in value of land or property, the increase in value of a work of art, etc In the UK capital gain is taxable by the iniquitous Capital Gains Tax. The gain is only realised when the investment is sold. Tax can then be computed on the gain.


Why does 5 interest on a bond cost a firm less than a 5 dividend on its common stock?

The most common reason pointed to is: Interest is an operating expense and is tax deductable to the company paying it. Hence, they lower the tax they would have paid by their effective tax rate on the amount of interest they pay, which is similar to getting a lower rate. Say $100 of interest paid and a 35% corporate tax rate - a $35 tax savings (or reduction)is realized. essentially, only a $65 expense after benefit incurred. With certain uncommon exceptions, Dividends are paid from after tax earnings and are not deductable expenses. Pay $100 and the cost, (actually taken from the value of the company) is reduced by $100.


What percentage should a silent partner get?

Typically silent partners share in the profits of a business in direct proportion to the capital which they invested in the company. A silent partner which supplies 10% of the required capital investment typically receives 10% of the after-tax profit realized by the firm. Active partners typically pay themselves a salary and may share in the profits in accordance to any investment they made upon consummation of the partnership agreement.

Related questions

How does one collect their accrued interest?

Accrued interest is obtained when the payment is received to the borrower. When the payment is received, interest is then realized and deposited into your account.


Why are unrealized capital gains or losses included in the calculation of returns?

The investor must consider the unrealized capital gain (or loss) as part of his/ her total return. The fact of matter is that if the investor so wanted, he she could sold the securities and realized the capital gain (or loss).


What effect did entrepreneurs have upon the industrial revolution?

Entrepreneurs organized business and realized that they needed to invest in new technology. Industry skyrocketed and more investors invested in the machinery.


What is the unstated principal theme to Elgar's Enigma Variations?

The unstated Principal Theme to Elgar's Enigma Variations has been discovered. It is "Ein feste Burg" (A Mighty Fortress) by Martin Luther as realized by J.S. Bach and Felix Mendelssohn.


What is the difference between capitalized interest and accrued interest?

Interest received is the amount in currency that has been realized at the end of the term(on liquidation).Where as, bank will be calculating interest and that will be accrued to your account based on the frequency set, (daily,weekly..) for calculation purpose..


What is the future value of 10000 dollars with 3.78 percent interest in 2 years?

In two years, the value of 10,000 dollars with 3.78 interest would be 10,770.29 dollars. An increase 770.29 dollars would be realized.


Interest in the study of the human body was first stimulated in humans body by being?

The interest of the study of human body goes back to the ancient egyptions. As studying history we also realized some areas were they were wrong for example they thought the heart was made to hold emotions


What are the disadvantages of having too much or too little money held as liquid assets?

Disadvantages of having "too much" $ held as a liquid asset: 1. No profit & lost investment opportunity. If $ is held in a non-interest bearing account, no interest will be earned--no interest earn = no profit--no profit = lost investment opportunity. 2. Low return on investment. If the $ was invested in a low interest bearing account, then low return on investment would be realized. Since not all investments have the same rate of return, there is also an opportunity cost (the $ could have been invested in a different investment at a higher return). Disadvantages of having "too little" $ held as a liquid asset: 1. In options trading, it could result in greater loss when the market dips & your options are liquidated to pay for the dip, rather than if you have the $ in your account & that could have been used to potentially carry your investments over until more profitable conditions occurred. 2. If you need $ for an emergency & you don't have it, you have an undesireable condition occur that wouldn't have occurred if you have the $ or credit available to pay for the emergency.


Is realized an adverb?

No, the word realized is the past tense of the verb to realize. The word realized is also an adjective.


Is it should realized or should realize?

Let's step through the verb realize from future to present to past to past participle. Ready? Let's jump. I will realize. I could realize. I should realize. I realize. I realized. I have realized. I could have realized. I should have realized. The word realized is past tense. You can't "should realized" in this light. You should realize that.


When was Realized Fantasies created?

Realized Fantasies was created in 1992.


Why do you being an electrical engineer want to join BPO?

at the time of deciding engineering as my career i am not that self evaluative and career oriented as if now.Now i realized that my interest regarding the commerce field make me successful in this field.