Take the photo of the "loops in the water" back to Mews.
The canoe is a "rowboat" being hired out to tourists. Since the Ticket Office is closed, you go to the Pub, where you play darts to win a rowboat ticket. You will get a photo of humps in the water, which you take back to Mews.
On your first trip to Loch Ness, win a rowboat ticket at the pub by playing darts. When you go out, you get a photo of some "loops" that turn out to be truck tires. When you return to the Loch, tell off the rowboat operator, who leaves. Later, after you take the submarine ride and show the underwater photo at the Pub, you will get a pennywhistle and you can take the rowboat out by yourself.
After you get the camera, go to the pub.Play a game of darts to win a rowboat ticket.Use your rowboat ticket to go out into the water.Snap a picture of the humps in the water.
You take the submarine ride on your second visit to Loch Ness. On your first, you get the camera, matches, and a ticket for the Rowboat ride, on which you take a picture of humps in the water. Since this is inconclusive, you return to Loch Ness and take the submarine tour (also using a ticket from the Pub), and finally a second solo trip in the rowboat.
The Pub is to the right of the loch at Loch Ness. You will play darts there to win the tickets to the rowboat and submarine.
I don't know either i hadn't gotten to save my game since i beat the dart man and then i came back to ride the rowboat for a second time and the driver said "All Aboard" and the two turning arrow popped up and i don't know what to do.
On your first visit to Loch Ness, you can win a rowboat ticket by playing darts at the Pub (to the right of the Loch).
Beat the first player (wearing glasses) and take the rowboat ride, and bring the photo back to Mews. Return to play the other two players to win a submarine ticket (with better darts).
There are two guides at Loch Ness : the rowboat operator and the sub operator. The ticket booth is closed.
Since no one is manning the ticket booth, you have to win your tickets (rowboat and submarine) playing darts in the Pub. The first time you visit the island, you get a camera for helping a driver. Then at the Pub, you get matches and a rowboat ticket -- the rowboat operator leads you to photo site that fails to provide clear evidence. The second time you go to Loch Ness, you win the submarine ticket and photograph another false Nessie. But when you go back to the pub with it, you get a Pennywhistle that lets you summon the real Nessie when you venture out alone in the rowboat.
After you take the rowboat tour, return the photo to Mews. But it is a fake. Go back to Loch Ness and complain to the rowboat man, who leaves. At the Pub, play darts to earn a Submarine ride, and photograph the "Nessie" at the bottom of the Loch. Return to the Pub to find it is a movie prop, but you get a Pennywhistle from the bartender. Take the rowboat out alone and you can use the pennywhistle to lure Nessie for a picture.
There does not seem to be a horn on Cryptids Island. There is a flute (a pennywhistle) which you receive after the submarine ride, after you defeat the sore loser at darts again.