If you were not involved in an accident with another vehicle, scrap your car (hopefully sell it for a minimal amount) and buy a new car- you don't have many options... If you were in an accident with another vehicle, and it was the other driver's fault, their insurance should pay for your damage...if it was your fault, you are liable for any damages personally.
They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.
An Uninsured car has no insurance. Your liability coverage may follow you to it if it is a replacement vehicle but would not cover damage to the uninsured vehicle.
Both the uninsured driver and the friend are in trouble. My GUSS IS the uninsured friend will be liable to any damages he has caused The uninsured friend will be responsible for the damages to their car If insurance is required in your state, the uninsured friend and/or driver could face criminal charges
If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.
no.
My insurance canceled uninsured person hits someone in rear what happens to me
Absolutely not. If the insurance is 'invalid' then the car is uninsured and it is against the law to drive an uninsured car. If the driver is caught operating the vehicle, they will be arrested and the car will be impounded.
They are.
It is important to understand the insurance policy that is purchased on a drivers car. The only way that an uninsured driver is covered in an insured car is id the owner of the car has that in their policy.
Who owns the uninsured car? It will depend on your state, but if you were driving a car you own but did not insure you may have to pay for the repairs yourself - and in some states, if you have no insurance on the car you're driving, you may get to repair the other guy's car too even if it was his fault. If it was his fault, some states will require him or his insurance if he has it, to fix your car.
In general, if you are an insured driver, you can drive an uninsured car, but it depends on your insurance policy and local laws. Many insurance policies provide coverage for driving a vehicle that you do not own, but this may not apply if the car is uninsured. It's essential to check with your insurance provider to understand the specifics of your coverage and any potential liabilities. Additionally, driving an uninsured car could have legal ramifications if you're involved in an accident.
Yes as long as your policy has uninsured motorist coverage on your policy.