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What do you do when denied credit but you are unable to obtain your free credit report from the reporting bureau because of an automated phone system?
Wiki User
∙ 19y ago
In some cases you may obtain a copy of your report online. If that is not an option you can request your report through the mail. Please consult the individual websites for addresses and information................... www.Equifax.com...www.Experian.com...www.TransUnion.com
Wiki User
∙ 19y ago
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How can you get a live person on the phone at a credit bureau?
If you call a credit bureau and get the automated system, you can press 0 to speak to a live person. Sometimes you have to press 0 several times before someone will answer.
Will a DUI effect your credit?
Most likely not. A DUI is not something that a credit reporting bureau has access to. A criminal record does not prevent you from having good credit.
How do small businesses report clients to the credit bureau?
Consult with a debt collector. They have the legal qualifications to report to credit reporting agencies.
What is the purpose of transunion credit bureau?
The TransUnion Credit Bureau, or TransUnion Canada, is an international organization that was founded in 1989; it is one of two major credit reporting agencies in Canada. It allows its customers to view their credit scores, reports, and manage credit debt.
Are credit reporting agencies international?
There is no largely recognized agency that acts as an international credit bureau. The laws surrounding credit reporting are complex and would be very difficult to apply and enforce internationally.
If it has been 10 years since your bankruptcy how do you get it removed from your credit?
Write a letter of dispute to any credit bureau displaying a bankruptcy past the legal reporting period. Request its' removal per the Fair Credit Reporting Act.
How do you get child support off your credit report?
as long as the child support agency is reporting it to credit bureau theres no way but to pay it that i know of
What you do if you cannot locate a creditor?
That depends on what you mean by "can't find or locate a creditor". If you get a copy of each of your credit reports, they will list the contact information for each of the creditors that are reporting any type of information about you on your credit report. if you cannot get a response from the creditor after locating their contact information on your credit report, then you may want to "dispute" the information with the credit bureau that is reporting the information. Simply write a letter to the credit bureau stating that the information being reported on XYZ account is not accurate. Please remove this information from my credit file. The bureau will contact the reporting creditor...if the creditor does not respond within a timely fashion, the information will be removed from your credit file.
Telephone number for credit bureau with live person to talk to. Numbers on line are automated?
yes i want to talk to some one
How can on time rent payments be reported to a credit bureau?
Only clients of a credit reporting agency may "report" credit information. Rent payments, therefore, are typically excluded.
If an account is scheduled to be removed from the consumer's report at one major credit bureau will it be removed from all other credit reports?
It should, yes. However, you should check all three credit reports annually (which you can do for free) to make sure the reporting is fair and accurate. Many times it's not. If that's the case, fill out a dispute form with the bureau(s) incoorectly reporting the information.
What are the main rules of the consumer credit bureau?
The main rules of a consumer credit bureau is that it follows rules and regulations in the country where it's active. In the United States the Federal Trade Commission (FTC) has oversight of such bureaus. The main rules are found in the Fair Credit Reporting Act (FCRA)
