You should look into your state's insurance department web site for more specific information that relates to you and where you live. From what I found the government is providing support to AIG and the companies departments that hold your insurance coverage are financially solvent. It is noted that the companies non-insurance operations are the areas that are struggling the most.
To be informed is to know ahead of time
"An investment in knowledge pays the best interest." - Benjamin Franklin "The more you know, the more you realize you don't know." - Socrates "In a world of information, ignorance is a choice." - Donny Miller
To be "informed" means "to be educated" or "to be in the know". So the more you know about the best deals or where the best stores are or who has the best sales, the more you would be considered an informed shopper.
Rights don't have a lot to do with it. An auto insurance policy is a legally binding contract. You have a right to obey the terms of the contract and so does the insurance company. If you have a covered claim, they will repair, replace, or pay the ACV of the vehicle at their choice. I could tell you more if you let me know what you want to know.
Depends on the source of the money. If it is a life insurance policy, there is no requirement that anyone be informed. If it is part of the estate, then it will be a matter of public record.
In order to know which rate of return she should use, you must know what investments have been made. Once you have that information you will compare and contrast to make an informed decision.
No. However, in order to purchase insurance, the company will want to know who is driving the vehicle in order to set the rate, and they will want the name and license number of all drivers of the vehicle. You may be able to get a simple policy if you are required to have insurance to have tags but are not otherwise driving the car, but it depends on the insurance company.
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Esurance and The General insurance are both great options available across the U.S., including Ohio. They will compare insurance rates and help you find the best choice in your price range. You can search for a local store or find a representative online.
You know ramifications of your decision
Crimminology is a good choice, and often combined with Sociology
There are many factors that one would need to know in order to properly answer this. You could find a life insurance company and fill out a quote and compare rates, I would need to know if you had kids, your medical history, and so on in order to give you the cheapest term life insurance company. You could try Met Life for an online quote.