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Answered 2008-09-14 04:52:52

This is the rating of your account. A R09 basically means that it is a charged off account.


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It means that the particular item on the credit report has insufficient reporting information from the creditor and therefore cannot be rated at that particular time. IUR might stand for Information un-rated. This could apply to a new account or an account that does not report information to the particular credit bureau.

What does election of remedy on a credit report mean

Means the person with the A rating is trustable

XPN1, XPN2.....are reports from the credit reporting agency Experian EFX1, EFX2.....are reports from the credit reporting agency Equifax 1 and 2 most likely identify you and your spouses individual report with a combined rating for certain types of credit.

It means that you do not have a credit yet.Aplly for a credit card at locally store and charge something then pay it off right awat then you will have a credit rating.

When you suppress your credit report, that means that anybody who pulls your credit report will get no information back. It will not even give the header that comes on the credit reports. So if you are looking to get some type of credit do not suppress your credit report.

its not phisically possible

HC on a credit report means High Credit. This is the highest amount of money a creditor has issued to you in the past.

Yes. Some institutions/businesses do not report to credit bureaus. The debt not being placed on a credit report does not mean it is not completely valid and collectible.

The NE next to on your credit report stands for new credit. The hour you received the credit is not listed on a credit report, just the date and where you opened the credit line.

Normally a credit rataing, like for example, the CIBIL rating contains marks or points on which the credit rating of a loan applicant is determined. If the credit rating is high, then the credit rating of that person is good. If the points are low, say for exqample around 400- 450, it is risky to give a loan such a borower. Such a borrower is not credit worthy!!Thus a credit rating either relects a positive or negative score. But the credti rating also indicate "0" (Zero), whichi is an unknown status. We will not be knowing the credut history of the borrower.A "ZERO" credit score indicates that the borrower has no credit exposure so far and he has not availed any loan from any bank. That is why the credit score is shown as zero! Thus a zero credit score does not mean that the credit history of that borrower is bad!! It indicates that the borrower has not so far availed any loan from any credit institution.M.J.SUBRAMANYAM, XCHANGING, BANGALORE

This depends on where you got the credit report. Different companies use different symbols.

A credit report will show that an account is either active or settled. If the account is settled, it means that it has been paid and is closed.

It depends on what you mean. If you have erroneous information on your credit report, contact the credit reporting agency and tell them you want to file a dispute. If you're referring to a negative credit account or report that is in fact accurate, you usually cannot have that removed. Entries on your credit report are removed automatically after 7-10 years depending on what it is.

What RPI-LD on a credit report means is that a hard pull was done. Hard pulls are usually done when doing credit checks from landlords and such.

Under current laws, a bad account remains on your credit report for only 7-years from the last payment date. Other types of debts, and even public notices, remain on your credit for longer. The right thing to do is pay your bills, do so on-time, and always make sure not to over spend on credit.

no yes no yes free smartphones

A credit score is a credit evaluation rating. The British use score to mean the number twenty, as well.

1. Open your mail. Just because it looks like junk does not mean it is. 2. Order a copy of your credit report from one on the major credit reporting bureaus. An agency has to "belong" to list your account, so the address and phone number will be able to be found on that. 3. Apply for a bank loan. Request a copy of your pulled credit report. This is cheaper than you ordering it, but worse for your credit rating.

Blacklist? You mean Credit Report we assume. Once bankruptcy has been reported to the credit bureaus, your credit rating is seriously affected, and that bad rating might stick on that report for anywhere between 7 to 15 years. Even though you have settled the entire debt (after the bankruptcy), you are still an "at risk" borrower based on prior history of not paying on time or not paying at all for whatever reason.

No children under 17. This the television version of the restricted rating.

P1" is the highest short-term rating category for Moody's Investor Service. P1 rating are considered to be of high credit quality

it means you did good but not very good like a b on a 4th grade report card

There are a few different ratings that appear on a Dun & Bradstreet Credit Report. Depending on the section of the D& B® Credit Report in question, a 5 could indicate a business has a high likelihood of delinquency, high likelihood of financial stress, or, if the company is a supplier, a moderate likelihood of shutdown in a 12-month outlook.

There are a few different ratings that appear on a Dun & Bradstreet Credit Report. On certain sections of a D&B® credit report, a 1 could indicate a business has a low likelihood of delinquency, low likelihood of financial stress, or, if the company is a supplier, a low risk of shutdown in a 12-month outlook.

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