In New Zealand the letters mhj stand for Micheal Hill Jewellers
Michael Hill Jewelers...
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925 Silver cubic zirconia Michael Hill Jewelry
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"14K G.O." Stands for 14K gold overlay. It is not solid 14K.
925 is the hallmark for Silver & MHJ is often stamped inside jewellery made by 'Michael Hill Jewellers'The 925 indicates 92.5% silver and 7.5% copper...better known as Sterling Silver.
On my chance it stamp TGF 14K