They make sure that you stated the truth in your appliaction. Weight, height and smoking use are checked to see how close to the mark you were. Nothing to worry about
Life Insurance Company
Many life insurance providers offer life insurance with no physical exam required. One well-known company is Globe Life Insurance. For customers over 50 years of age, AARP also offers a life insurance policy with no physical required.
Yes there is. Mutual of Omaha is a reputable life insurance company that does not require a physical exam.
No, term life insurance has a term, hence the name.
Allstate insurance offers term life insurance with no exams.
You can go to this link, get a price quote and find an insurance company that will accept giving you term life insurance without a physical, http://www.primequote.com/
If your agent is telling you that you need a new "physical" then the answer is yes. Don't worry about it, the insurance company pays for it and it is done at your convenience at your home.
It can be your primary doctor or a doctor that the life insurance company chooses.
no
Yes, as of March 2014, MetLife Term Insurance does require a physical from a doctor.
It would mean you could get term life insurance with no medical exam. Term life insurance only protects you till a certain age.
Call or go online for a free life insurance quote to see what you can qualify for without a physical exam.