Account Balance is the total amount deposited in the account.
Available Balance is the amount of money in your account that is not subject to a Temporary Hold. There can be a 'Hold' placed on portions for various reasons, placing some of your money in limbo--it's still yours but you can't spend it yet:
1. Deposits can take a while to clear, while the bank makes sure that the checks are valid.This can take 1-10 days to clear, depending on the deposit type and amount. (The maximum time is regulated by federal law.)
2. Some retailers (such as restaurants and gas stations) will run your debit card through for a larger amount, since they don't know how much your final tab will be, depending on how much you tip your server, or how big your gas tank is. Even after your transaction is completed it may take up to 3 days for the "hold" to clear your account.
3. When renting a car with a debit card, they will place a hold on your security deposit, only actually taking the money out of your account if you don't pay your bill or if you damage the vehicle.
The available balance refers to the cash that can be withdrawn from the given account. The ledger balance on the other hand refers to the amount that is available in the account.
The account balance will reflect any payments made into the account providing the account is on real time banking. So if you pay in any cheques the account balance will reflect this. The available balance will take into consideration any earmarks on the debit card which are due to debit and also any cheques you may have paid in that are at the moment still uncleared on the account.
Balance in your investment account before tax
A 'No Frills' account is a basic banking account. Such account requires either nil minimum balance or very low minimum balance. Charges applicable to such accounts are low. Services available to such account is limited.
Current balance may be reflecting beginning of day balance while other credits posted during the day giving you a higher immediate available balance
The available balance refers to the cash that can be withdrawn from the given account. The ledger balance on the other hand refers to the amount that is available in the account.
Average Balance account
The amount of money available in an account is usually referred to as the "balance" of the account. The cash balance may be positive or negative.
I am not a banking expert, but my understanding is that - say you have 100$ in your account and you pay in a cheque for another 100$, then your current balance will be 200$ but your available balance will be 100$ until the cheque clears (when the available balance will match the current balance). This protects the bank from someone paying in a cheque that may 'bounce' and withdrawing money that never gets put into the account.
The account balance will reflect any payments made into the account providing the account is on real time banking. So if you pay in any cheques the account balance will reflect this. The available balance will take into consideration any earmarks on the debit card which are due to debit and also any cheques you may have paid in that are at the moment still uncleared on the account.
Balance in your investment account before tax
It appears the account includes a line of credit.
A 'No Frills' account is a basic banking account. Such account requires either nil minimum balance or very low minimum balance. Charges applicable to such accounts are low. Services available to such account is limited.
A 'No Frills' account is a basic banking account. Such account requires either nil minimum balance or very low minimum balance. Charges applicable to such accounts are low. Services available to such account is limited.
Current balance may be reflecting beginning of day balance while other credits posted during the day giving you a higher immediate available balance
This seems to be a question in which people would have to hack the account to find out. I suspect you will not get a satisfactory answer
zero