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There are many questions to be asked with this question. Are you saying an uninsured driver, driving a vehicle with no insurance? First of all you hope that the insured drivers insurance company accepts liability for the damage. If they don't then your only hope is to get a lawyer and take them to court. If you can't afford a lawyer then small claims court may be an option. For a bit of advise, don't drive uninsured.

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โˆ™ 2005-11-17 03:59:20
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Q: What does an uninsured driver do when hit by an insured driver?
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What happens when an uninsured driver driving an insured car got hit by an insured driver?

P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.


If an uninsured driver of an insured driver's car has an accident caused by another driver what will happen to the uninsured drivers license?

If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.


If an uninsured driver wrecks the car of an insured driver is the uninsured driver still responsible?

If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.


Should an uninsured driver that was hit by an insured driver call a lawyer?

If you incurred losses by injury or your property was damage, I would.


If an insured truck driver from another state hits an uninsured motorist will the insured truck driver's insurance pay the expenses of the uninsured person?

Only if the truck driver was at fault.


Is an insured driver covered in an uninsured vehicle?

No direct answer, as this all depends of the level of cover of the insured driver.


What do you do when an Uninsured driver hits an insured driver on private property?

The insured drivers uninsured motorist coverage should take care of it. Doesn't matter if property is private or not.


What does an insured driver with liability do when they hit an uninsured driver?

your insurance contract will say something like, ''promptly report all losses'' you should report it to your company..........it doesn't matter that other vehicle is uninsured.......if you are liable you are liable, and owe for his damage, whether or not he is insured......


Insured motorist hit uninsured unlicensed driver - who's responsible?

both, you for hitting the other vehicle and the other driver for being unlicensed


Is there a Penalty for uninsured driver with insured vehicle?

As far as states go I know in Utah it is the vehicle not the driver that is insured.


An uninsured driver is hit by an insured driver who pays for the uninsured car?

If the insured driver is at fault then most likely his/hers insurance will be responsible. There is a fine line when it comes to a situation like this especially if you live in a no fault state. The only true way to know the answer is to talk to an insurance company/agent.


Can an uninsured that was hit by insured driver get any compensation?

Yes you can get compensation. The first step is to get a free consultation with a lawyer and then decide how to proceed.


In New Zealand if an uninsured drivers car is hit by an insured drivercar will the insured drivers insurance still pay for the damages to the uninsured car?

In most cases if you are fully insured then your insurance will pay for the uninsured driver's car. However if it is only a third party insurance then most likely you have no cover if it is your fault. However it depends on the insurance company and the policy that you signed.


Texas uninsured driver driving insured vehicle?

Is driving without insurance


Uninsured licensed driver uses my insured car. has an accident are they covered?

It is important to understand the insurance policy that is purchased on a drivers car. The only way that an uninsured driver is covered in an insured car is id the owner of the car has that in their policy.


If an insured motorist is at fault and hits an unisured motorist will the insured motorists insurance company pay the expenses of the uninsured person?

Yes, this is because as you stated, the insured driver was at fault. The at fault driver is responsible regardless of the insured status of the person they hit. A good rule of thunb is this,, If they had insurance would I be responsible If the answer is Yes, then the answer is still Yes


If a uninsured car is parked and hit by an insured car will the insured cars insurance company pay for damages?

Only if the insured car was at fault.


Uninsured driver driving insured car is he covered?

If a person is driving a car and he/she is uninsured but the vehicle in which he is driving is registered and insured to another individual, the registered owner is liable for the damages to the other pwesond's vehicle.


If an insured driver was driving your uninsured car would their insurance cover an accident?

Only if the driver was responsible and only for his liability


Should anything be done by an uninsured driver who was rear-ended by an insured driver when only the insured driver had damage in Texas?

Proably not, except of course you need to get insurance, luckily this one wasn't your fault


What is covered if an insured driver gets into an accident in an uninsured car?

This would require more information to answer.


The liable driver was not insured how does the insured victim get money back?

Some insurance company policies cover being hit by an uninsured driver -check you policy. If not then you would have to sue the liable driver personally (only worth doing if you think he/she has any assets to cover the claim and the legal costs).


Does progressive insurance cover if an uninsured driver gets in an accident in an insured car?

Yes they should. Did you carry uninsured motorist? The only issue is if your car had a driver that did not have a license or was living in your home and you did not tell them about this person.


What happens if an insured driver hits a driver who is not insured on the cars policy?

Well you see, it is for this very purpose that car insurance is required by law; it is unfair on the rest of the insured drivers if some drivers are not covered. so, basically, you wouldn't be paid out for damages unless your insurance company or broker covers you for being hit by uninsured drivers.


In the state of Texas If an uninsured person driving a borrowed car causes an auto accident does the driver or the owner of the car pay for the accident?

Some states are different, but in Michigan, the company who insured the car is responsible. They can then go after the uninsured driver Some states are different, but in Michigan the company who insured the car is responsible. They can then go after the driver .