Insurance
Auto Insurance
Auto Insurance Claims

What does an uninsured driver do when hit by an insured driver?

505152

Top Answer
User Avatar
Wiki User
Answered
2005-11-17 03:59:20
2005-11-17 03:59:20

There are many questions to be asked with this question. Are you saying an uninsured driver, driving a vehicle with no insurance? First of all you hope that the insured drivers insurance company accepts liability for the damage. If they don't then your only hope is to get a lawyer and take them to court. If you can't afford a lawyer then small claims court may be an option. For a bit of advise, don't drive uninsured.

001
๐Ÿ˜‚
0
๐ŸŽƒ
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
User Avatar

Related Questions


P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.


If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.


If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.


If you incurred losses by injury or your property was damage, I would.


No direct answer, as this all depends of the level of cover of the insured driver.


The insured drivers uninsured motorist coverage should take care of it. Doesn't matter if property is private or not.


As far as states go I know in Utah it is the vehicle not the driver that is insured.



your insurance contract will say something like, ''promptly report all losses'' you should report it to your company..........it doesn't matter that other vehicle is uninsured.......if you are liable you are liable, and owe for his damage, whether or not he is insured......


If the insured driver is at fault then most likely his/hers insurance will be responsible. There is a fine line when it comes to a situation like this especially if you live in a no fault state. The only true way to know the answer is to talk to an insurance company/agent.


both, you for hitting the other vehicle and the other driver for being unlicensed


Yes you can get compensation. The first step is to get a free consultation with a lawyer and then decide how to proceed.



It is important to understand the insurance policy that is purchased on a drivers car. The only way that an uninsured driver is covered in an insured car is id the owner of the car has that in their policy.



Yes, this is because as you stated, the insured driver was at fault. The at fault driver is responsible regardless of the insured status of the person they hit. A good rule of thunb is this,, If they had insurance would I be responsible If the answer is Yes, then the answer is still Yes



uninsured what?? If it is drivable, of course, any driver can drive it if that driver is knowledgeable as to the mechanics and procedure needed to drive it. This is just one more question that is too vague to give a propper answer.


If a person is driving a car and he/she is uninsured but the vehicle in which he is driving is registered and insured to another individual, the registered owner is liable for the damages to the other pwesond's vehicle.



Some insurance company policies cover being hit by an uninsured driver -check you policy. If not then you would have to sue the liable driver personally (only worth doing if you think he/she has any assets to cover the claim and the legal costs).


Proably not, except of course you need to get insurance, luckily this one wasn't your fault


Yes. If the driver is not an insured, the uninsured driver can be ticketed even if the car itself is insured. In many U.S. states they will also impound the vehicle when it is found being driven by an uninsured driver. It is the responsibility of the vehicle owner to insure that anyone you let drive has appropriate coverage. Unfortunate there is a lot of misinformation out there from laymen that erroneously informs people that anyone who drives the car is insured. This is simply not true. Your will have to see your policy definitions for a covered driver or contact your insurance agent for clarification of when a driver is considered covered under your the terms of your auto insurance policy.


Yes they should. Did you carry uninsured motorist? The only issue is if your car had a driver that did not have a license or was living in your home and you did not tell them about this person.


If the driver with the suspended license caused the accident then he/she is responsible.



Copyright ยฉ 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.