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Builders liability insurance protects builders from laws suits. If damage happens while the builder is working on a home it protects him should the homeowner decide to sue. It also protects the builder in the event an employee should injure themselves and decide to sue.
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Where can builders get public liability insurance?
Builders can get a public liability insurance from Builders Insurance and Builders Liability Insurance. Both of these organizations will provide builders with online quotes.
Does homeowner liability insurance extend to land where a home is being demolished and rebuilt?
No. you will need to buy a "Builders Risk" policy to cover liabilities associated with home construction.
Does Wedding Insurance Cover A Runaway Bride or Groom?
No. Wedding insurance will only cover things such as public liability, host liability etc. It does not cover a runaway bride.
What is covered for personal liability insurance?
Personal liability insurance provides additional coverage to other insurance policies. Without personal liability insurance, any thing that one's home or car insurance could not cover, one would have to pay out of pocket. Personal liability insurance will cover those fines.
Where can one compare rates for combined liability insurance cover?
Combined liability insurance cover rates can be compared via major insurance comparison sites, such as GoCompare, MoneySupermarket and CompareTheMarket.
What is public liability insurance and how is it different from general liability insurance?
General liability covers Public and Producs Liability, therefore by having General Liability cover, public liability is covered also.
Can liability insurance cover fines and penalties?
If your asking will your auto liability insurance pay for a traffic citation, No. They don't pay for the illegal acts of the insured. Your auto liability insurance is accident insurance.
Does liability insurance cover passengers?
no, full coverage does
Does liability insurance cover your medical bills?
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What does property damage liability car insurance cover in an accident?
Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.
Does liability insurance cover construction mistakes?
Liability insurance covers third party lawsuits resulting from a contractors operations. This includes parties injured by faulty construction and also property damage resulting from faulty construction. Liability insurance DOES NOT cover the contractors property that is "their work" which needs to be covered by builders risk insurance. Construction insurance policies are complex so make sure you work with a construction insurance broker to get quotes and understand what you are buying. Policies can be written to exclude types of work, certain projects, certain types of claims, and prior work performed.
Does liability auto insurance cover your car if you hit a pole?
No. Liability insurance will only cover your liability for property damage/injuries to others. In this case, it would cover the damage to the pole you hit. Your liability coverage will never cover damage to anything you own. You would need collision/comprehensive coverage to cover damage to your car.
