individual and seeking
Il y a means "there is / there are" in English.
y = and el = he
'y' in Spanish = 'and' in English
"Y cuatro" translates to "and four" in English.
And.
"Y el tuyo" translates to "And yours" in English.
"Swydd y Dyn" translates to "Job of the Man" in English.
"Y yo de ti" translates to "and I, about you" in English.
"Y esa quien esss" in English translates to "And who is that?"
Contribuciones y seguros translates to "contributions and insurance" in English.
il y a un ... > there is a ...
You probably mean "y eso," which means "and that."