The/Your account is legitimate. Whatever has been reported to the credit bureau's it has been verified as valid.
It means the credit bureau should have corrected the bad information or informed you that they believe the information is correct. Check your report to make sure. Credit bureaus are notorious for reporting inaccurately.
The NE next to on your credit report stands for new credit. The hour you received the credit is not listed on a credit report, just the date and where you opened the credit line.
Look on the credit report. It has to list what accountd are opened
Call the Credit report agency that pulled your credit from the Bureau's and ask them to look at the back of the credit report where it says inquiries.
The FCRA says the SOL for debts or negs on your report can only remain for 7 years
If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.
The best place to get a free Equifax credit report is from Equifax. This can be done by visiting Equifax's website and clicking the link that says: "Get you free credit report".
You have to go to your local bank and ask for a refferal and all you do is sign it
I am trying to say.... How do you stop the creditors/companies on the bottom of your credit report to stop continuously running you credit? Like it says this inquiry will continue until such a date...How do you get that to stop?
The law says you do. The FCRA says you are allowed to have 1 free credit report from each credit bureau every year. If you want more than that, you can purchase them or dispute something on your credit report and you will be furnished with a new one. Yes. Anyone who takes action against you in response to a credit report supplied by a Consumer Reporting Agency (CRA) � such as denying your application for a credit card, loan, insurance, or employment � must give you the name, address, and telephone number of the CRA that provided the credit report. The CRA must tell you everything in your credit report, including medical information, and in most cases, the sources of the information. The CRA also must give you a list of everyone who has requested your report within the past year � two years for employment-related requests.
If you have been unemployed, under federal law you can get a free credit report. The law specifies that you can get one free credit report every year. It also says that if you are planning to seek employment within 60 days, you are also entitled to a free credit report. When you request the report from one of the credit companies, you must show evidence that you have been unemployed. This is none by sending a copy of your unemployment check or a similar document showing you are not working.
You were probably denied your loan application BECAUSE of your credit rating. It should be possible to find out what your credit report says about you - see the link below.
Contact the credit reporting agency from where you got the report. They have the contact information and can provide that to you upon request.
One of two things. First, you still owe the money. but you can not use that credit account anymore. or Second, you have paid off the account and the creditor has not notified the credit bureaus that you have paid this account in full. If it is paid in full, I suggest you notify the credit agencies.
Not much other than having the collection marked from unpaid to paid. If you are paying off credit collection companies, negotiate to get a letter from them telling you that the amount you are paying is the balance as agreed and that they will remove it from your credit report. Do not pay until you get that letter. If you pay without doing that, it will stay on your credit report for about 3 years depending on when the collection was first put on your credit report. The fact that you paid it already just says on your credit report that instead of unpaid the collection is marked as paid. If you already paid either repair your credit or get a reputable firm in the BBB who has a money-back guaranteed policy.
It means that the credit line described is still open and available for use.
I'm thinking it means u have to have a certain credit score
That means you got held back
if your talking about a school report card it means you didnt pass that grade or class
Unless it says it, they most likely won't, because they act like debit cards. There are a few prepaid credit cards out there that report to the credit bureaus. See related link for more information.
The debts have been discharged.
It means that you can no longer purchase goods on credit. You will have to make payment for the items you get immediately.
IF there are REAL and PROVABLE errors on you credit report, then you can challenge them ALL. However, you have to be objective about it - if there is stuff on the report that you DID, then however much you may dislike it, it is a TRUE record of your credit history and SHOULD be on your report. To get stuff removed, it is no use just complaining, you have to be able to PROVE the mistake by producing documentation to back up your case.
Freecreditreport.com provides a service in which you can view your credit reports online! Federal law says consumers have the right to view their credit report for free, once every twelve months.
It depends. If the network you are using says that website is secure, maybe. To get a credit report to see if there is any suspicious activity, visit freecreditreport.com
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