If your credit report says you're deceased, you should immediately contact the credit reporting agencies to correct the error. Provide them with any necessary documentation to prove that you are alive, such as a copy of your ID or a recent utility bill. It's important to act quickly to prevent any negative impacts on your credit and financial situation.
Look on the credit report. It has to list what accountd are opened
Call the Credit report agency that pulled your credit from the Bureau's and ask them to look at the back of the credit report where it says inquiries.
The FCRA says the SOL for debts or negs on your report can only remain for 7 years
If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.
The best place to get a free Equifax credit report is from Equifax. This can be done by visiting Equifax's website and clicking the link that says: "Get you free credit report".
Look on the credit report. It has to list what accountd are opened
Call the Credit report agency that pulled your credit from the Bureau's and ask them to look at the back of the credit report where it says inquiries.
The FCRA says the SOL for debts or negs on your report can only remain for 7 years
If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.
The NE next to on your credit report stands for new credit. The hour you received the credit is not listed on a credit report, just the date and where you opened the credit line.
The best place to get a free Equifax credit report is from Equifax. This can be done by visiting Equifax's website and clicking the link that says: "Get you free credit report".
You were probably denied your loan application BECAUSE of your credit rating. It should be possible to find out what your credit report says about you - see the link below.
It means the credit bureau should have corrected the bad information or informed you that they believe the information is correct. Check your report to make sure. Credit bureaus are notorious for reporting inaccurately.
The/Your account is legitimate. Whatever has been reported to the credit bureau's it has been verified as valid.
I am trying to say.... How do you stop the creditors/companies on the bottom of your credit report to stop continuously running you credit? Like it says this inquiry will continue until such a date...How do you get that to stop?
IF there are REAL and PROVABLE errors on you credit report, then you can challenge them ALL. However, you have to be objective about it - if there is stuff on the report that you DID, then however much you may dislike it, it is a TRUE record of your credit history and SHOULD be on your report. To get stuff removed, it is no use just complaining, you have to be able to PROVE the mistake by producing documentation to back up your case.
The law says you do. The FCRA says you are allowed to have 1 free credit report from each credit bureau every year. If you want more than that, you can purchase them or dispute something on your credit report and you will be furnished with a new one. Yes. Anyone who takes action against you in response to a credit report supplied by a Consumer Reporting Agency (CRA) � such as denying your application for a credit card, loan, insurance, or employment � must give you the name, address, and telephone number of the CRA that provided the credit report. The CRA must tell you everything in your credit report, including medical information, and in most cases, the sources of the information. The CRA also must give you a list of everyone who has requested your report within the past year � two years for employment-related requests.