Business insurance is based on two principles: one is your risk and history in the industry, and two is history and risk of your company. If these two items are compromised then your premium will be raised.
When you are on the hunt for premium insurance, where to look will depend on the type of insurance you need. If you want premium health insurance you should look for companies like United Health or Wellpoint. If you are in the market for premium life insurance you should try companies like American General, or Allstate.
one has the word has in and one has the word takes in Diversifiable risk is the risk which can be mitigated by investing in different companies, different sectors, different assets and also different regions. Here we trying to minimize the risk of huge loss by taking the whole risk against one or few companies/ sectors / assets / regions. Non-Diversifiable risk can not be mitigated at all. This is the risk you are exposed to in individual investment. Every investment holds Market risk, i.e. uncertainity of market moving up or down and respective movement of your investment .
Insurance is defined as the equitable transfer of risk from one party to another for a pre-determined fee. A premium is another name for this fee, which the policyholder pays to the insurance company in return for indemnity from healthcare costs.
There is no answer to this question in its current form. If you mean the global stock market, then of course there is risk. But you try to minimise this via research. Each of us has a different propensity to risk. Risk and reward have to be intelligently balanced. Right now, you could get around 9-9.5% without almost zero risk. If you are looking for a far higher return on your capital, then the markets or hedge funds are your answer. For safety. any investment portfolio should be balanced. That means not all your eggs in one basket.
these are the risks that banks face: 1.Operational 2.Market 3.Financial ========== There also additions risks which Regulators look at and expect banks to have addressed. The complete list is: 1. Strategic Risk 2. Regulatory Risk 3. Liquidity Risk 4. Operational Risk 5. Market Risk 6. Foreign Exchange Risk 7. Credit Risk or default Risk ============== For got one other to the above list: Interest Rate Risk
Having a 'premium' account is just a way of saying you've purchased the full version of the game by upgrading your free account to a paid one.
If one survives the term of a return of premium life insurance policy, they are likely to get the sum assured and the interest or bonuses earned over the period. This can be viewed as a way to reduce risk and also invest.
When a market seems to be close to its top. One can identify it in a bull market, when positive news arise and the market does not react upwards.
Extensive research in trying to find premium brands of shaving sets has shown one particular brand that is highly marketed. The best brand of shaving set is by Van Der Hagen but the Edwin Jagger company also offers premium shaving products.
The answer for this question is.... FOUR--Actually, if you get a membership (which I assume you mean as Neopets Premium) they give you the option of having a fifth neopet. That is one of the advantages of a membership.
Money Market: Usually reffer to a market where short term meturity securities are traded. short term securities are securities who's meturity period is from one day to less then a year, Money market have minimal risk then capital market. the example of money market instruments are T-bills, Commercial papers, Bank's acceptences and repos etc. Capital Market: reffered to a market where long term meturity securities are traded, securities traded in capital market have meturity period of one or more then one year (defence securities have meturity period of upto 20 years and more). capital market have more risk then money market. the example of capital market securities are bonds and shares etc.