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What does primary and non contributing really mean in regards to general liability insurance coverage?

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2005-09-15 15:37:30
2005-09-15 15:37:30

It means that whoever states their insurance is Primary, it's really Primary regardless of who is At Fault. For example, the subcontractors insurance is usually primary over the GCs insurance. This means that if the sub has a claim and in all reality it's the GC's fault, but the sub listed their insurance as primary, then the subs insurance is paying first no matter what. Primary means just that, the insurance listed is PRIMARY, regardless of fault. www.mac2insure.com

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