What does representative mean with regard to interest rates?
A representative interest rate is an interest rate that is exemplary or acrhetypical rate.
Higher interest rates mean that the demand for cars have increased, due to an increase in consumer demand. Lower interest rates mean that there is a lower demand and the FOMC is lowering the rates to increase consumer demand. Lower rates, however could also increase the demand for cars. This is why the Feds have to higher the interest rates, to ensure that the supply and demand are at an equilibrium point.
Mortgage rates are calculated based on the 10-year Treasury bond. This mean that usually when bond rates go up so do interest rates and interest rates are part of what we pay when we pay our mortgage. Mortgage rates are also calculated based on how much of a loan we need to finance our home purchase. One will pay an interest rate on the loan amount.
Interest rates are on opportunity cost of holding cash. Basically, if you have cash in your wallet you aren't earning interest in a bank account. Interest rates affect the cost of borrowing money (eg. credit cards, mortgages, personal loans) and affect the interest rate on your savings account. The nominal or base rate is set by the central bank in most countries. This basically gives an indicator to banks about what their interest rates should… Read More
Awesome interest rates and it says a lot about you financially
Well you need to look at it from both the perspective of receiving interest payments and paying interest. In relation to paying interest, household savings generally decline with low rates. This is because when you are paying low interest rates on the things you purchase you are also receiving low rates on your savings. This usually has the affect of boosting the economy. If rates are low people are enticed to spend their money since… Read More
As a general definition, usury is loaning money at extravagant interest rates. The legal definition varies. The practiced of lending money to people, especially making them pay unfairly high rates of interest.
Higher interest rate means that bank has to pay more to borrow money to fund loans. Bank pass the cost of borrow in the form of higher interest rates to consumers and business loans.thus the increase in higher interest rates increases the cost of borrow which consumers and business enterprises has to pay to get a loan.
Increased mortgage rates for a homeowner mean their mortgage payments increase. Additionally, less money will go towards reducing the principle with an increased interest rate.
One would have to shop around to find credit with the lowest interest rates. This could mean going to local banks and credit unions and speaking with a financial advisor to see what the options are.
Auto loan rates show the person receiving the loan the amount of interest a receiver will pay for the loan. A high rate will mean that it will take longer to pay off due to more money needing to be paid for the interest.
Increased government spending results in higher interest rates which puts downward pressure on investment spending.
It means that they are getting less money for deferring expenditure and saving instead. However, it is not the low nominal interest rates which matter but what the "real" interest rates are. This is the difference between the nominal interest rate and the rate of inflation. An interest rate of 2% when inflation is 0% is good news for savers but an inflation rate even as high as 10% is bad news if inflation is… Read More
Low interest rate environments are meant to stimulate economic growth by making it cheaper to borrow money to finance investment in both physical and financial assets. One special form of low interest rates is negative interest rates, where depositors must pay to keep money with the central bank.do u need more about i mean you r Florida people so just cheek and visit United Financial Counselors is a non profit organization
1. practicing usury; charging illegal or exorbitant rates ofinterest for the use of money: a usurious moneylender. 2. constituting or characterized by usury: usurious rates of interest; a usurious loan.
Demand Side is a word pertaining to Keynesian Economics in which during inflation taxes should be increased, as well as interest rates. Also a decrease in gov't spending. For a period of recession, decrease the interest rates, and taxes, with increased gov't spending.Demand Side is a word pertaining to Keynesian Economics in which during inflation taxes should be increased, as well as interest rates. Also a decrease in gov't spending. For a period of recession… Read More
Financial hawks favor low inflation over high economic growth, and want interest rates set high to keep inflation low. Financial doves prefer low interest rates and believe inflation has a minimal impact on society.
Interest rates change on a daily basis, so there is no legal interest rate. If you mean predatory lending then google this subject matter and speak to a professional about this situation. There is a max that a Mortgage Banker or Loan Officer can give you when it comes to interest rate quotes.
A long term payday loan refers to when the customer has more time to pay off the loan. Generally the interest rates on the loan will be much higher on a long term basis. Long term payday loans are not very common due to the high repayment interest rates.
Shorter mortgage loans are paid off sooner and typically have lower interest rates. For example, interest on a 15-year fixed loan on 2/25/15 is on or about 2.75%, while interest on a 30-year fixed loan is on or about 3.125%.
First you have to understand interest (%) itself. Discount rates, expected returns, profit margins, WACC and etc can all sometimes mean the same thing. Understanding those will help you understand TVM. Economist of Perth
you mean diferential (no differential) regard, = to respect, show respect
It means that the rate of interest either charged on a debt or paid on a deposit is percieved as low by some comparable. This may often be quite subjective. Someone who obtained a mortgage in 2004 at an interest rate of 4.75% will not percieve a rate of 5.25% in 2009 as a "low rate". However, maybe the 5.25% is low compared to the same loan in 2008 when it was 6.00%. Generally, low… Read More
This is when you take the loan you currently have and then refinance the current amount for better interest rates and better payment installments. It gives a better payment and interest rate, however it will place the loan back into a longer period to pay off.
If you mean a cover letter in regard to finding employment, it should state briefly and clearly your interest in the position and your qualifications. You can find good samples at monster.com's career page.
Credit spread is usually taken to mean the difference in interest rates available on Treasury securities and other securities that are apparently identical except for their quality rating.
You need to specify what you mean by Roman representative.
If you mean "what is an interest change date" it means the date when the interest rate on a loan changes when the loan is an "adjustable" or "floating rate" rate loan. A lot of home loans, for example, are "ARMs" or adjustable rate mortgages, and change usually on an annual date. Some debts are so related to interest rates that they may change every time the interest rate it is "tied to" changes, such… Read More
Directly? What does that mean? The Fed has several ways to raise interest rates. When they do something that raises rates that effects big banks and little banks alike promptly and these raise their rates. Over time, too, adjustable loan rates reset to the new higher rate (or lower rate) but this takles more time as the reset annual date is reached on each loan.
To refinance in California means to contact lenders about the interest rate you are paying on your home to determine if you can save money by refinancing the loan. Interest rates are low right now so refinancing may save hundreds of dollars off your mortgage each month.
representative and relevant It's B. relevant and representative
Having low interest rates as we have means the money supply in the economy is increased (as people have more available income) thereby allowing people to spend more which thus should have the impact of increasing demand. This in turn may mean the production of goods and services are also increased and the effect of this may be to employ more people (reduce unemployment). Also, when the interest rate is low people who want to… Read More
A "step-rate" modification states that you will have a changing interest rate. For example, the first 5 years, your interest rate will be 2%, the 6th year will be at 3% and beginning the 7th year, you'll pay a fixed interest rate of 4%. Step rate modifications always become fixed rates in time (normally after 5 years)
Regard means care or concern for someone or something OR a feeling of respect and admiration for someone or something.
what does points of interest mean
Representative elements are the elements also known as the lanthanides. Source: Chemistry teacher
In a representative democracy, voters elect officials to pass laws and make decisions for them. All modern democratic countries are representative democracies.
The definition of hawkish is this: it is an aggressive stance. Just as a hawk is aggressive in hunting its prey, being hawkish relates to the aggressive stance taken with regard to the topic. For example, if there is a threat of high inflation, to describe the reserve bank of a country being hawkish in any official statement may mean they are leaning towards a stronger action such as favouring an increase in interest rates… Read More
I think you mean "PMI" which is an acronym for Private Mortgage Insurance. It applies when more than 80% equity exists in the appraised value of a property. It results in higher interest rates and a higher mortgage payment.
Not having any regard
It stands for "Steamship."
Low regard. To disdain someone.
this means in regard to or in reference to
Think about this and you can figure it out. An idiom seems to mean one thing but actually means another. Does "with regard" mean just what it seems to? Yes, it does. Therefore, this phrase is not an idiomatic expression.
Social Engineering produce effects on society. If the Government of a country doubles the amount of taxaation people have to pay that has effects on society. If the national Bank of a country increases interest rates on borrowings for houses that has an effect on society.
Every fraction has infinitely many equivalent fractions. A representative fraction is one member of this set.
New credit laws that took effect in 2010 mean that, for one, creditors can only increase rates on an existing balance under specific circumstances. Previously, many companies could increase rates at any time, for any reason, but now they can only do so if a promo rate expires, the variable rate goes up, or you pay 60 or more days late.
to have personal regard for
wrto is a short form meaning "with regard to".