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It varies from policy to policy and what kind of event it applies to, but generally covers costs incurred for an event that gets canceled. That cancellation might be a bride or groom calling of the wedding or a storm coming into town and making a reunion impossible to hold or a venue or vendor closing shop unexpectedly.

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15y ago

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What kind of events or damages does special event insurance cover?

It depends on how much coverage you get. It usually will cover any damage to the actual facility only.


What is 'after the event' insurance used to cover?

'After the Event', or ATE, insurance is usually purchased by solicitors on behalf of their clients. It is usually taken out after an 'accident' or 'event' has taken place but before any legal expenses are incurred. 'After the Event' insurance is taken out to cover the cost that must be paid by the Claimant if their claim is unsuccessful.


Where can one get special event insurance in UK?

There are a number of companies that offer special event insurance in the UK. Some of these companies are 'Tennyson Insurance', 'Event Insurance Services', 'Bruford Vallance' and 'Hiscox'.


What You Should Know About Special Event Insurance?

Special event insurance covers a number of different types of events. From concerts and theater productions, to festivals and live entertainment, to sporting events and television productions, insurance can be purchased to cover various circumstances that could occur during the course of these events. Special event insurance can be purchased through a company that specializes in this type of insurance or a broker that deals with many companies that offer this type of insurance. The unique thing about this type of insurance is that you can normally get a quote and have your policy issued within the same day. Remember to check with any special event insurance provider as to what their restrictions are prior to taking out a policy. There are certain special event insurance companies that won’t cover events that include mechanical amusement apparatuses, any activities that are deemed hazardous, pyrotechnics, stunts, or events that need special armed security guards. In the event you need coverage for any of these specific events, the insurance company will likely increase the premium of the policy due to the increased risk. What you will be covered for under most general special event insurance policies are general liabilities and any liabilities related to liquor, third party property damage, and damages to property and cars. You will also be covered for losses against the cancellation of your event , even in the case of inclement weather, the destruction or loss of any equipment, whether it is owned or rented, as well as props sets, and wardrobe. Most special event insurance policies will also cover you for any medical expenses related to spectators or participants. When renting space for a special event, it is highly likely that the venue will request to see proof of special event insurance. Normally they will request to be added as an additionally insured party and will require a minimum of $1,000,000 worth of coverage. This helps to limit their risk for the event you are holding while still having some responsibility in the event something does go wrong. Special event insurance is an important aspect of any event, and will be something that any special event holder will have to obtain prior to holding their event.


In the event of a dental emergency, can your insurance cover your care?

Most insurance companies do cover emergency dental care.


What type of liability insurance do you need for childrens birthday parties?

If the parties are small events at your home then your homeowners insurance should be sufficent to cover any liability concerns. If it is some big event you can purchase special event coverage to provide liability insurance for the event. These are suprisingly inexpensive for one or two day events.


When does one need to purchase Special Event Insurance?

Special Event Insurance is needed to protect the event planner, the venue hosting the event and other teams involved from being sued for harm to any guests at the venue.


What kind of things does event liability insurance cover?

Event liability insurance can cover against various delays and unforseen circumstances out of anyone's control. It can cover cancellation, weather, and transmission interuption among other things.


What kind of insurance would cover a mortgage in the event of a spousal death?

Credit life insurance, Mortgage insurance, or decreasing term insurance.


Does liability insurance cover other drivers in the event of an accident?

Liability insurance typically covers other drivers in the event of an accident caused by the policyholder.


What does special event insurance cover?

there are some companies which provides special event liability insurance. We offer comprehensive insurance programs for our entertainment clients developed from the experience garnered by decades of work in this field. Our programs have provided outstanding protection for thousands of entertainers and venues such as Concerts, Festivals, Sporting Events, Commercial Producers, Television Productions, Live Entertainment, Music, Broadcasting, Theater, Publishing & Advertising.


How can I get special event insurance?

The best way is to go online and look around through providers that can fit to your special needs. Many people need special event insurance for events like birthdays, reunions and even weddings. http://theeventhelper.com/ can help provide you with a quote for your area and event.