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Additional living expenses cover incurred cost of the insured after a covered peril renders their home uninhabitable or unlivable. Specifically, there needs to be direct physical damage to the insured home that caused the home to be uninhabitable in most cases.

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14y ago
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6mo ago

Additional Living Expense (ALE) coverage reimburses policyholders for the extra costs of living away from their home temporarily due to damage from a covered loss. This can include expenses like hotel bills, meals, and transportation. It is typically included in homeowners or renters insurance policies as a way to assist homeowners in finding alternative living arrangements while their home is being repaired or rebuilt.

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Q: What does the Additional Living Expense cover?
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Would additional living expense insurance cover expense incurred in converting outbuilding on property into temporary living space when house and contents was completely destroyed by fire?

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This Additional living expense (ALE) coverage will give you coverage for the costs of your temporary living place that may be hotel, apartment and buildings, etc.For more information you can get more details Express Hotel Housing.


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