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in most states you are entitled to a free copy of your report one time per year, or if you have been denied credit by a potential creditor.

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Q: What does the law say about obtaining a free credit report?
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What is the easiest way to find my free credit report history?

While there are several online sources for obtaining a credit report, annualcreditreport.com is the only one that is the authorized source for obtaining your free annual credit report that is your right by law. Their web address is http://www.annualcreditreport.com/


How do I request my free annual credit report?

AnnualCreditReport.com is the only authorized site to receive your free credit report under US law.


Where can I acquire free credit reports?

By law everybody is entitled to one free credit report per year. If you go to any of the three major credit reporting company, like Experian, they will give you your credit report for free.


How can I obtain a free credit check online?

Credit agencies are required by law to provide one free report to you each year. You can find them at Equifax.com, Experian.com, and TransUnion.com. What is my credit score By law, you are give 1 free credit report per year. This report does not include your FICO score. I use www.annualcreditreport.com Its easy to use. I DO NOT KNOW


What do I have to do to get a free annual credit report?

If you have been turned down for credit recently you are entitled by law to get a free credit report from the credit reporting agency that supplied the information. Call or write the agency to make your request.


The Unemployed Are Entitled to a Free Credit Report?

If you have been unemployed, under federal law you can get a free credit report. The law specifies that you can get one free credit report every year. It also says that if you are planning to seek employment within 60 days, you are also entitled to a free credit report. When you request the report from one of the credit companies, you must show evidence that you have been unemployed. This is none by sending a copy of your unemployment check or a similar document showing you are not working.


What is the official website for the free annual credit report allowed by law?

annualcreditreport.com


Where can one get a credit report for free?

At Annual Credit Report consumers can obtain their credit report from the three major reporting agencies for free. This is protected by a law that was passed in congress several years ago. Other sites advertised often ask for a credit card.


Of the many websites that offer to give me my annual credit report, which is the most safe and reliable?

You can actually get a free credit report once a year by law. Go to www.annualcreditreport.com, it is safe and free.


Where can one obtain a free credit report from the three major credit checking agencies?

Under United States law, citizens of the United States are entitled to one free credit report per year. This credit report can be obtained by visiting Annual Credit Report or by calling 1-877-322-8228.


In what ways can a person repair their credit report score?

Ways to repair a credit report score include obtaining credit cards, obtaining installment loans, paying off your credit cards, disputing old negatives against your credit report and using your credit cards lightly.


Can you really get free credit scores once a year form the credit bureau?

Federal law states that credit bureaus are required to give you a free credit report yearly if you ask for it in writing.