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In the USA excess usually means that the benefits are over and above any other insurance that you might have in your primary policy, For example, a homeowners policy may provide a stated benefit for lost luggage while traveling. For an additional premium, you may be able to buy an excess travel policy that provides benefits for an additional amount of coverage for the same type of loss.

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Q: What does the term excess in travel insurance mean?
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What are the benefits of long term travel insurance?

The benefits of long term travel insurance are that you have good insurance when you traveling around and that gives you great peace of mind to travel and not have to worry.

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The term 'excess' insurance is usually for liability coverage. An excess liability policy is also commonly referred to as an 'umbrella' policy because it offers additional coverage over other liability coverages. In the case of a subcontractors insurance, it would be a policy which would extend higher limits than the base policy on general liability and auto liability.

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The term bajaj allianz stands for the general form of insurance. In this category, it includes health insurance, motor insurance, life insurance, as well as travel insurance.

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