In most cases they will not need Prescription Drug Coverage as it is covered under the HMO. If you have any questions contact an insurance professional.
You will automatically be enrolled in Medicare when you reach the age of 65, so you do not need to do anything. If you keep your private insurance, it will become supplemental and cover what Medicare does not.
That depends on your insurance.If you have Medicare you do not (unless you are enrolled is a "Medicare Advantage Plan"). Most PPO's do not. Almost all HMO's do require a referral.If you have any doubt you should call your insurance carrier.
If you begin taking Social Security at age 62 you will automatically be enrolled in Medicare Part A and Part B when you turn 65 if you are eligible. Otherwise, you should contact 1-800-MEDICARE to confirm you desire to start your benefits at age 65 or later, depending on your circumstances.
In general, no. You only need a beneficiary for life insurance.
You may go to the Aetna Medicare site to apply for medicare. There are multiple forms you need to fill out to obtain the specific type of medicare you need.
Yes. If there is a contingent beneficiary, the insurance company will need proof that the primary predeceased the principal in order to pay the contingent beneficiary. If there was no contingent beneficiary named the insurance company will pay the proceeds to the principal's estate.
You will need to contact Medicare and submit the claim directly to Medicare yourself.
If you are interested in getting a law degree, you need to get enrolled in a college or university. You will need to get enrolled in pre-law and then you can apply for any number of law schools.
Yes, in order to qualify for the new PCIP insurance program in California, you need to certify that you have not been enrolled in any health insurance program for the past 6 months.Quote: "Have no health insurance coverage for the past 6 months. This means in the last 6 months you were not enrolled in an individual or job-based health plan, including COBRA or Cal-COBRA, or enrolled in Medicare Part A and/or Part B, or in Medicaid/Medi-Cal."
You need to review the provisions of the trust to determine if the trust allows a "beneficiary buy-out".
Medicare is a Federal program; there is no need to reapply when you move - just let SSA know of your new address.
In most cases, the spouse of the owner of an IRA is the default beneficiary. Therefore, there would be a legal document that would need to be signed acknowledging that he or she is not a beneficiary.