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In most cases they will not need Prescription Drug Coverage as it is covered under the HMO. If you have any questions contact an insurance professional.

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15y ago

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how do I notify medicare of retirement and no longer have private insurance?

You will automatically be enrolled in Medicare when you reach the age of 65, so you do not need to do anything. If you keep your private insurance, it will become supplemental and cover what Medicare does not.


Do you need pre-approval to see a dermatologist?

That depends on your insurance.If you have Medicare you do not (unless you are enrolled is a "Medicare Advantage Plan"). Most PPO's do not. Almost all HMO's do require a referral.If you have any doubt you should call your insurance carrier.


How do you enroll in Medicare?

If you begin taking Social Security at age 62 you will automatically be enrolled in Medicare Part A and Part B when you turn 65 if you are eligible. Otherwise, you should contact 1-800-MEDICARE to confirm you desire to start your benefits at age 65 or later, depending on your circumstances.


How do you apply for Aetna Medicare?

You may go to the Aetna Medicare site to apply for medicare. There are multiple forms you need to fill out to obtain the specific type of medicare you need.


Do you have to have a beneficiary on your health insurance?

In general, no. You only need a beneficiary for life insurance.


If the beneficiary of a life insurance died before the policy holder do you need a copy of the beneficiary death certificate?

Yes. If there is a contingent beneficiary, the insurance company will need proof that the primary predeceased the principal in order to pay the contingent beneficiary. If there was no contingent beneficiary named the insurance company will pay the proceeds to the principal's estate.


Is there such thing as a certificate of no insurance coverage?

Yes, in order to qualify for the new PCIP insurance program in California, you need to certify that you have not been enrolled in any health insurance program for the past 6 months.Quote: "Have no health insurance coverage for the past 6 months. This means in the last 6 months you were not enrolled in an individual or job-based health plan, including COBRA or Cal-COBRA, or enrolled in Medicare Part A and/or Part B, or in Medicaid/Medi-Cal."


Can you have Medicare in NJ and move to Va and keep Medicare or do you need to reapply?

Medicare is a Federal program; there is no need to reapply when you move - just let SSA know of your new address.


What do I need to do to get a law degree?

If you are interested in getting a law degree, you need to get enrolled in a college or university. You will need to get enrolled in pre-law and then you can apply for any number of law schools.


Can a beneficiary of a trust be bought out and if so does a buy out agreement need to be recorded?

You need to review the provisions of the trust to determine if the trust allows a "beneficiary buy-out".


In the state of Missouri does the spouse who is not the beneficiary on an IRA have to sign acknowledging that they are not the beneficiary?

In most cases, the spouse of the owner of an IRA is the default beneficiary. Therefore, there would be a legal document that would need to be signed acknowledging that he or she is not a beneficiary.


Recently married do you have to notify medicare to continue medicare insurance?

One has to notify Medicare when one gets married, but I am not sure if it is to continue coverage or add your partner to your benefits, or get your partners income level added to yours as income coming in. One has to notify Medicare if you sneeze!! Medicare plans are written on individuals. If your spouse needs Medicare, your spouse would first qualify on their own and then be on their own plan by themselves, not added to your plan. Your income does not effect your eligibility for Medicare, it only effects the premium that you pay for Medicare Part B. If you need to know whether or not your spouse qualifies for Medicare, this is taken directly from the Medicare and You 2009 book pertaining to qualifying for Medicare: Medicare is health insurance for people age 65 or older, under age 65 with certain disabilities, and any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant). See the entire book here: http://www.medicare.gov/Publications/Pubs/pdf/10050.pdf