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Answered 2013-06-21 14:05:54

Speeding tickets have negative effects on auto insurance rates. If your insurance company learns that you frequently get speeding tickets, they will label you as someone more likely to be in an accident. This again means that they may charge you more for the insurance, and give out less in case of an accident. Or they may plainly not want to insure you.

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Yes, a speeding ticket will affect your insurance rate. The good news is each insurance company has different rates. It depends on how many speeding tickets you have had, or if this is the first one. If you have a speeding ticket you may want to look into traffic school to wipe it off your record and keep your rates unaffected.


Speeding tickets affect your insurance rates for at least 3 years in most states.


The amount that a person's insurance will go up after 2 speeding tickets varies from company to company. Typically, the rate will go up by 50 percent depending on the actual driving record.


Speeding tickets and other accidents and violations will affect your auto insurance rates no matter what state you are in. The speed at which you were speeding can also affect your rates. One minor ticket will make very little difference in your insurance rate. Some companies do not increase your rate for just one minor violation in a three year period. It depends on the insurance company and their regulations.


I cannot see that a speeding ticket has a value in any area. It could cause an increase in your insurance rates and there may be a fine involved.


Yes, Tickets for speeding and careless driving such as ignoring red lights, posted speeds and ignoring other drivers responsibilities such as licensing and insurance could indicate to an insurance company that you are a negligent high risk driver and will likely result in high auto insurance rates for you.


If you get your first speeding ticket with no points does your insurance go up?


depends on how many speeding tickets you have. your rates may go up and yes, you can lose your insurance. if that happens it is hard to get insured and you will have topay higher premiums until the ticket goes off your record.


Getting a speeding ticket doesn't always mean higher insurance rates. It really depends on your insurance provider and what your charges were. Since receiving the ticket will make you a higher risk it is very likely that your insurance premiums will rise.


Getting a speeding ticket may raise your insurance premium rates, but it will depend on several factors. One is looking at your total ticket count over a period of time, like 12 months. If you have 3 speeding tickets in that time, your rates will most definitely be affected. If this is your first one, you may not see a difference.


Sure. They are all basiclly in cahoots together. Hope you squeek by but watch the speeding. Drive safe play hard


I've had three "ADJUDICATION WITHHELD"s for speeding in the last 14 months and my insurance rates have not been effected.


Your driving record is one of many things that can cause your insurance rates to rise. A speeding ticket can only raise your rates and will never lower them.


I recently received a speeding ticket in New Hampshire. If I plead guilty and pay the fine will this hit my MA insurance rates?


Normally it will. However, there are a lot of other factors that also effect your rates such as the type of car and even your credit rating. Usually for one minor speeding ticket in the last three years of ten mph or less over the limit your rates will not change. If you have more, then you can expect an increase. As a general rule it is a good idea to shop for auto insurance and also to fight any speeding tickets or take online traffic school if available.



That depends, who you are currenly insured with and what KIND of speeding tickets they are. A typical speeding ticket is 2 pts, however an excessive speeding ticket is 5 points. It also depends what tier you are currently in with your current agency. I currently pay 109.23, if I added 4 points it goes to 127.88 a month, but if I add 10 points (two excessive speeding tickets), it goes to 193.18. I am in the second highest tier in my company.



Tickets and at fault accidents are the two primary causes of rising insurance rates.


Parking tickets do not affect your insurance rates, only moving violations or other tickets that take points off your license.


Speeding and the amount you were going over the limit can affect your car insurance rates. Some companies won't penalize you for getting a ticket if you have a clean record and some companies penalize for some tickets but not others. The best solution is to ask your specific company what violations affect their rates.


All driving infractions affect your insurance. Drive safely!


If one driver receives more than one citation in a very short time, it is likely there will be consequences. Insurance rates will probably rise significantly.


Kentucky Speeding Ticket "Will it affect your insurance rates if you got a speeding ticket in Kentucky but live in another state, if this is your first ticket and you are 29?" Out of state speeding tickets are generally reported to your home state and treated as if you received the speeding ticket in your state. That means that the DMV in your state will decide if the ticket will appear on your record and if you will receive any points. There are a lot of exceptions so only the DMV can tell you how this speeding ticket will be reported on your record. Then the insurance company will have to check your MVR to be aware of the ticket. This depends on your particular carrier but most do not check every year. It is unlikely that this one ticket will increase your rates unless you make a change in your policy which causes them to check your record. Two tickets will have serious consequences on your premiums so you need to really watch your speed for awhile. lwpat yes it will




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