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Tickets Points and Auto Insurance Rates

Can your car insurance be effected with a speeding ticket?

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Answered 2010-11-12 06:28:07

Your driving record is one of many things that can cause your insurance rates to rise. A speeding ticket can only raise your rates and will never lower them.

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The speeding ticket is a separate issue. If you don't have insurance you get done for driving without insurance, speeding or not.


A speeding ticket can have a large impact on someone's monthly car insurance rate. This is because the rate increases because speeding is associated with reckless driving.


will my car insurance go up because I received a speeding ticket intermediate in a scool zone?


- If you get a speeding ticket while driving someone else's car will it affect her insurance. - No affect her insurance. You pay the fine or you go to court for that. - will her insurance company be notified? - No. If you drive her car with the expired lisence plate you pay the fine.


No. Speeding tickets are issued to the driver not the vehicle.


== == NO, but it WILL affect your car insurance costs.


Yes, you can get a ticket. And just like if you were driving your own car, you can risk having points on your record and an increase in insurance.



If a person that is not covered by the insurance of the car being driven is given a ticket, the driver is responsible for the ticket. The insurance company that covers the car can tell the owner what affect it may or may not have for the policy owner.


That's a first. I have never heard of any insurance paying for a speeding ticket. The person driving is responsible regardless of it being a rental car or not.


Getting a speeding ticket doesn't always mean higher insurance rates. It really depends on your insurance provider and what your charges were. Since receiving the ticket will make you a higher risk it is very likely that your insurance premiums will rise.



The fact that a driver gets a speeding ticket has nothing to do with the owner of the car(unless it's the speeders.) The vehicle owner's insurance company will never know about the ticket, but your's will (or your parents) if you're a minor and insured under your parent's insurance. However, if there's a reportable accident involved with the speeding ticket, then the owner of the vehicle,(I'm speaking only for New York State, not sure about others), will be considered responsible for the accident, since the insurance company will now know, but the speeding goes with the driver.


Tickets are issued to people not cars. If you get a ticket while driving someone else's car, it only affects their insurance costs if you are a listed driver on their policy. The ticket is for the driver.


Getting a speeding ticket may raise your insurance premium rates, but it will depend on several factors. One is looking at your total ticket count over a period of time, like 12 months. If you have 3 speeding tickets in that time, your rates will most definitely be affected. If this is your first one, you may not see a difference.


Insurance rates are based primarily on your personal driving habits and record, so if you receive a ticket while driving a rental car it can still be reported to your insurance company because the citing officer has your drivers license information. So in short, it is definitely possible for your insurance company to raise your rate based on a speeding ticket you received while driving a rented vehicle.


Yes it could, you a s the owner o f the vehicle are fully responsible for the car and the person who is driving it.


No. If you are caugh speeding, they will note down your registration plate and the VIN (Vehicle Identification Number).



Same as any other car. The ticket is issed to the DRIVER - not the CAR.


Wow Dude. Just like a simple speeding ticket, a simple dui, and simple open container ticket, or just about any other ticket or accident. It also will most likely get your insurance cancelled with most preferred insurance companies in the country. Sorry.


Yes. What would being in or out of your car have to do with the issue? Were you speeding is the issue.




Depends what country you're in.



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