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What exactly are 0 credit cards?

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Anonymous

13y ago
Updated: 9/17/2019

0 credit cards have no annual percentage rate, which means that you don't get charged anything yearly for having the credit card. They are usually for people with really great credit.

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Wiki User

13y ago

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How do you qualify for credit cards with 0 interest?

It is impossible to qualify for credit cards with 0 interest. You can read about why at www.creditcards.com › Credit Card News › Credit Card Help or www.moneybluebook.com/0-balance-transfer-credit-cards-no-fee/


Where can one find out exactly how credit cards work?

One can find our more information about how credit cards work by visiting your local bank or credit card issuer and asking for information pamphlets about credit and credit cards.


Are there any credit cards available with a permanent 0% interest rate?

No, there are no credit cards available with a permanent 0% interest rate. You can however get the low interest rates one at www.which4u.com.au/credit-cards/lowest-interest-rate -


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Some options for credit cards with no interest include introductory 0 APR cards, balance transfer cards, and certain store credit cards that offer promotional no-interest periods.


what is 0 credit cards used for?

It is not clear from the question what 0 credit cards are. The author might be referring to zero interest credit cards. Those are used for people making a large purchase that needs to be paid off over many months.


Can I use prepaid credit cards just like traditional credit cards?

Prepaid credit cards work exactly like the traditional unsecured credit cards. Make sure that you know what your credit limit is. Your credit limit will be what you send into them. You can use them just like a credit or debit card to get hotel rooms, gas, or whatever else you may need.


Where can one find a 0 percent APR credit card?

A great place to start searching for a 0% APR credit card is Get Rich Slowly's article on the best 0% APR credit cards of 2013. They compare the various 0% APR credit cards to show the benefits or disadvantages of each.


What are the benefits of using 0 credit cards for managing finances?

Using 0 credit cards can help you avoid paying interest on purchases, build credit history, and earn rewards without accumulating debt.


Which credit cards offer 0 transfer balances?

A great way to find current information about the benefits of various credit cards is to utilize a company that specializes in offering a side-by-side comparison. You might visit www.credicards.com. They have a section dedicating to finding credit cards that offer 0% balance transfers.


How do people get 0 apr credit cards?

People who have very good or excellent credit scores are able to apply and qualify for credit cards that have better interest rates.


Which credit cards have a 0% balance transfer?

Bankrate.com has a good website that shows you best interest rates and best credit cards. Go to the site, then go to credit cards. Then click on best for balance transfers.


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The credit cards that offer low interest balance transfers are from Bank of America, Wells Fargo, Chase. There are many credit cards that offer 0% interest.