What fico score do you need for a credit card?

I am a mortgage broker. You need a FICO score to buy a home. If you have no credit, keep open at least one credit card so you can build some tradelines. ...

There is no starting credit score. The FICO credit score ranges from 300 to 850, but if someone doesn't have any credit at all, the score will be reported as N/A. According to the Fair Isaac Company (FICO) you need 6 months of account information in order to get a FICO credit score. The score itself will be determined based on several factors such as your utilization rate, type of account, payment history, inquiries, etc.... ...

It's too difficult to say exactly what FICO score you would need to be approved for anything since each financing institution has different criteria for approvals. Gasoline and department store credit cards are usually easier to get than credit cards (Visa, Mastercard, etc) but also tend to have higher interest rates. ...

Canceling cards usually does lower your FICO or credit score; if you have a balance on a card, pay it off or transfer the balance to a lower-interest card. Then take scissors and cut up the old card (and any new ones they send you in the future). But then you don't need to actually cancel it. ...

There's no need to have a credit card to get your credit score. You can use various web based services in order to get your credit score for free -- no credit card required. See the source links for links to sites that can help provide more information on checking your credit score. ...

what credit bureau does discover use

"Usually you will need your SSN. as well as an identification card or the numbers on it and proof of residence. Most require a source of income to be proven, as well as a minimum FICO score." ...

No, but it doesn't help your credit score either. In order to build and maintain your credit score, you need to use credit on a monthly basis. ...

The best place to go on the internet for information regarding their FICO score is the website called myFICO. The site provides everything one would need to know about their FICO score. ...

Your credit score. That's a little under whats considered "good" which would be 640-850. You may need a co-signer. ...

In order to get a business credit card with no PG you will need to have a strong business credit score. That is the first step. ...

Reduce your credit card balances down to at least 50% of your limit. The next break is at 30%, then 10%. Paying a card off can actually drive your scores down. If your credit scores are really low, that is below 620, you may need to acquire assistance from a credit repair professional. ...

Well they need to make sure that everything is legit and that you are secure enough to actually have and credit card so they check you credit score in various manners. ...

You do not need a minimum credit score. You just need to be able to pay off the amount at the end of every month. ...

Before answering this question, you need to apply the proper credit score range, which for Fico is 300-850 and for VantageScore, is 501-990. We'll assume you're referring to Fico, as it's the most commonly used credit score out there. A 658 credit score would be defined as below-average credit, or perhaps fair. It's certainly not good, as credit scores upwards of 660 are only average. If your credit score is in this range, you probably have a late payment or two, as well as...

If only it did. A credit card analyzer is a tool that suggests credit cards based on your financial situation and credit history (which you need to provide yourself). ...

A credit score is only important during certain transactions in life. If you need a large loan for something, want to rent an apartment or apply for a credit card, you will need to have a good credit score in order to get approved or receive a more beneficial interest rate. However you typically don't need a credit score for daily life. ...

Yes it will affect your chances for a virgin money credit card. This will happen becasue for any credit card that you are applying to you need a good enough credit score to qualify. ...

For qualify for a juniper credit card, you need to first check online where to fill out the information. It will want to check your credit score it see if you are applicable for this specific card. ...

Few numbers are more important to an individual's financial well being, than the FICO score. FICO was developed by Fair Isaac Corp. and is basically a three-digit number that represents an individual's credit-worthiness. The score is based on a person's credit history and is used widely by lenders in the U.S. to evaluate credit risk. FICO credit scores ranges from 300 to 850, with 720 considered the median score. Generally, FICO scores of above 720 are considered "Good" or "Excellent" while scores...

The FICO credit score range is between 850 and 300. I rarely seen those two frontiers in real life. ... 850 means you can get a loan to buy entire Tiffany store in Manhattan. 300 ..., well your credit is bad to the point you can't get any. FICO score of 700 and higher means Excellent or Very Good credit. Certain lenders offer better rates and/or discounts if you are over 720, 740, etc. Pity, their greedy loan officers might never...

Assuming your asking about Credit Cards, you would probably only qualify for secured credit cards. You would need to put down a deposit equal to the credit limit on the card. If you want an unsecured credit card, one where a deposit is not required, you will have to fix your credit and improve your credit score. ...

Yes a small business credit card will help raise your credit score you will just need to make sure to pay off things on time and keep up with your bills otherwise it can work against you. ...

Look at freecreditreport.com to find out your credit score. They have great commercials and they are free. What more can you ask for? If you need help improving your credit score they will probably have some ideas for you there. ...

You will most likely need a FICO credit score of al least 680.