Jacob Marley, the chains represented the sins of his life
Jacob Marley visits Scrooge to deliver the warning that if he does not mend his greedy ways that he will spend the afterlife wrapped in heavy chains, which represent his love of money in this life. He also informs him that he will be visited by three spirits that night: the ghosts of Christmas Past, Christmas Present, and Christmas Future.
The ghost of Jacob Marley, Scrooge's former business partner, was responsible for the sound of dragging chains that Scrooge heard. Marley's spirit visited Scrooge to warn him about the consequences of his greedy and selfish ways.
The ghost with chains in "A Christmas Carol" is Jacob Marley, who appears to Ebenezer Scrooge as a tormented spirit wearing heavy chains. Marley's ghost serves as a warning to Scrooge about the consequences of his selfish and greedy ways.
Scrooge wants to know what the chain means, and why it contains the items it does. Marley explaines that his (Marley's) chain was forged to that size 7 years previously, and now Scrooge's will be 7 times longer.
Jacob Marley, Ebeneezer Scrooge's old partner was the first visitor on Christmas Eve. He came to tell Scrooge how after his death, he was doomed to haunt the earth while carrying the weight of many chains because he was greedy while on earth. He warns Scrooge that his fate will be even worse unless he changes. Marley also warns Scrooge that he will be visited by three ghosts that night-the Ghosts of Christmases past, present, and future.
The second mysterious sound Scrooge hears is a loud clanking noise, like chains being dragged. This sound is accompanied by a spectral apparition entering Scrooge's bedroom.
Ebenezers partner was Jacob Marley who had died seven years previously to the night of the story
Chains dragging.
The broken chains represent escape from the chains of tyranny.
Scrooge's partner, Marley, was dragging long chains with him as his punishment for being so evil throughout his life.
Wearing silver chains is not haram in Islam. Islam allows the wearing of silver jewelry for both men and women.
Jacob Marley is dressed in chains because the chains represent the burdens he carried in life due to his greed and selfishness. Marley wears the chains as a symbol of his heavy burden and to show Scrooge the consequences of living a life focused on material wealth.