If you live in a place that tends to have floods obtaining flood insurance is a good idea. Most major insurance companies offer this coverage, Allstate.com participates in the National Flood Insurance Company which is designed to help people avoid what happened to your friend's trailer.
Flood insurance can be purchased from the government from the national flood insurance program (NFIP). If your community participates you can purchase flood insurance from your insurance agencie through the national flood insurance program.
No. Several insurance companies offer flood insurance apart from the National Flood Insurance Program.
If your property is in a flood plain or your mortgagor requires flood insurance, no, you cannot cancel flood insurance.
Flood insurance is generally not included in homeowners insurance policies, so you may want to consider flood insurance. Flood insurance is required in some flood zones. Contact your local insurance agent to find out if your vacation home is in a flood zone that requires flood insurance.
No; flood insurance is provided via the Federal Flood Insurance program. While METLife P&C doesn't provide this coverage, its agents should be able to assist you in obtaining this coverage. Just about any insurance agent can take applications for the Federal Flood Insurance program.
"Flood Insurance" will cover damage resulting from a Flood. Homeowners Insurance will not.
If you live in a flood zone then you must have flood insurance. It is not covered by normal homeowners insurance. It is basically a federal program.
This obviously depends on your location, not only geographically but topographically as well. You should consult your insurance agent or other resources in your area to determine the best route for flood insurance.
Depending on the terms of your home contents insurance, your guests belongings should be covered. It all depends if you have Flood insurance which a lot of times is a separate insurance entirely.
No, Flood insurance will not cover your Automobile. Your Comprehensive Auto Insurance will cover flood damage to your Car.
Flood insurance rates can be compared from a number of websites such as Floodsmart. The website Floodsmart provides site visitors with detailed information and comparisons on numerous insurance companies.
Flood insurance is extremely valuable and should be added to your list of protections. Available through the government, it can be added to most homeowner's policies. If you live in a flood plain, this insurance is necessary and will probably be required by your lender. It is important to note that flood insurance does not cover floods that originate from inside the home. A burst pipe will not be covered under flood insurance, for example. in order for the damage to be covered, there must be widespread flooding conditions in your area. However, if you live in an area that is prone to high levels of rain, flood insurance can give you invaluable peace of mind.