You will go to jail.
no you dont. if you do not with to file a claim you do not have to report it no you dont. if you do not with to file a claim you do not have to report it
Just contact your insurance company by phone and report the loss.
Absolutely
If the other party is refusing to call their insurance company - then you should call their insurance company and file the claim.
Your equity loan has no bearing on your ability to file a claim. You just call the insurance company and report the loss.
You are entitled to receive a CLUE report. This is a report similar to a credit report but has to do with your claim history. Your claim would be listed with information such as the date of the claim, claim number, etc. You can contest this with the company that file it...if it is incorrect, then it should be corrected. If you have difficulty with the company, then you address it with your state's department of insurance.
The insurance company is not required to report a hit and run to the police but in most all personal auto policies, the insured is required to report a hit and run to the police before the insurance company will treat the claim as an uninsured motorist claim. This is usually a policy requirement.
Assuming only your vehicle was damaged and no one was hurt and you are asking about the time limit to report the accident to your insurance company. Then: The time limit or rather the statute of limitations in Pennsylvania to report damage to your auto in the form of a claim to your insurance company is 2 years. After that the insurance company can and will deny your claim and you will have to pay out of pocket to have it fixed.
If hit a tree and damaged my auto, how long do I have to report it to my insurance company?
Yes, you do not need a police report to file a insurance claim.
Let your insurance company/agent handle the claim--they will collect from the other insurance if there is a valid claim. You'll need a police report.
You can certainly report it. The police won't waste time investigating. Your insurance company will probably not process the claim since you didn't report it when it happened, but they might pay. So they can reject the claim because it is late? Is this likely?