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The model year of the car is immaterial. Read your contract concerning damage to vehicles. When you rented the car, you were probably asked if you wanted to pay for a basic or all-inclusive damage insurance waiver (hopefully you said yes).

The specific terms of your contract will dictate whether or not your own auto insurance comes into play, and whether you will be on the hook for any money owed to the rental agency.

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Q: What happen if you damaged a 2011 rental car?
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