Homeowner's Insurance

What happens if an accident is your fault and you have no insurance?



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If the other person has insurance, you will probably be contacted by their insurance company. You'll have to foot their repair bill or risk being sued. Depending on your State's laws regarding insurance requirements, you may also have to pay a fine in traffic court, provide proof of having since obtained insurance, or possibly risk losing your license. Read up on your State's laws on their website for that information.