In that case, the money will be kept deposited with the insurance company as unclaimed amount. In absence of the beneficiary, the insurance company can pay the money to the legal heir of the policy holder, but that has to be sufficiently proved in the Court of Law.
if someone died and left an insurance policy and named me beneficiary how can i find out
No.
If an insured has a policy where there is no named beneficiary, or the named beneficiary is deceased, then the benefit will be paid to the insured's estate.
yes. until you change the beneficiary they will stay on there
If its your policy, Just call your agent======== If not, Then NO!
It goes to the estate
The life insurance benefit will be paid to the deceased's estate.
viaticle
Benefits paid from an insurance policy are separate from property that is left in a will. With an insurance policy, it is paid to the named beneficiary. That is not controlled by the wording of a will.
the house is paid off and given to the beneficiary
The proceeds belong to the estate of the beneficiary.
Yes. You should also name a contingent beneficiary in case the primary beneficiary predeceases you.