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There are a number of possible reasons for a bank to withhold your money. The most usual reason is that you have deposited a check which hasn't cleared yet. In some cases (if the check comes from Another Country, for example) the bank may require as much as a month to clear the check. If you are involved in a legal dispute of some kind, your account in some cases can be frozen by court order. Or possibly the bank is not sure that you are the legal owner of the account, and suspects you of perpetrating an identity theft. In any event, you may have to talk to the bank (or to some customer service representative of the bank) and find out why they are withholding your money, and what they would like you to do in order to be able to gain access to it.

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Q: What happens if the bank withholds too much of your money?
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