the automobile is totaled which means the insurance co. will pay you the low blue book value of the car rather than paying to have it fixed.
When you reach the age limit with term insurance, the policy will expire and coverage will end. Typically, the policyholder would need to either renew the policy at a much higher premium or seek alternative insurance options. It's important to review your insurance needs as you near the age limit and consider transitioning to a more suitable policy.
That depends on what your property damage limit is. Typically, you have a per accident limit for property damage, usually around $10,000 or more. What this means that the insurance company will pay up to $10,000 in property damage for your car if you have full coverage and the cost for the pole. Should the combined total exceed $10,000 you may have to pay some of the excess yourself.
I'm not exactly sure what your asking. Check out this page for more information on what happens if you knowingling mislead the Insurance Company. http://www.steveshorr.com/wrong.or.imcopmplet.info..htm
I don't believe that there is a specified time limit in most cases, however the longer you wait the more problems you are likely to encounter. One problem might be the existence of additional damage caused by a delay in getting the damage repaired in a timely manner.
The physical damage coverage under the liability section of your policy pays for the damage you cause (and are liable for) to the property of others, and costs associated with that damage (tow, rental etc), there will be a limit on that coverage per accident. This is a state required coverage (in all states I know of) with varing limits, the state I am in is a 10k limit, (you can and should carry more) which I think is obsurd, (that's beside the point though).....
"Hertz, offers a loss damage waiver, partial damage waiver, limited loss damage waiver, liability insurance supplement, personal accident insurance, and more. These are available at time of purchase and included in daily rentals. More detail information can be found on the website."
First WHO told you stop therapy? It could be that the insurance company is reaching their policy limit, not ''setting a limit'', all coverages have a limit and they absolutely cannot pay past that limit (subject to a judge saying otherwise, which is highly unlikely), if you would like to provide more details I could be of more assistance to you.
Third party property damage car insurance covers the cost of damage you cause to someone else's property in an accident. It is different from other types of car insurance coverage, such as comprehensive or collision insurance, which cover damage to your own vehicle. Third party property damage insurance is typically more affordable but offers less coverage for your own car.
Getting a driving ticket will hurt one's car insurance rates though how much will depend on the speed one was going. Within 5 mph or the limit and the damage will not be significant but more than 15 mph and it could be as much as a 20% increase.
PLPD Insurance is personal liability and property damage insurance. This is an economical type of insurance where the insurance company will pay for repairs and damage done on another persons vehicle if you were found to be at fault in the car accident. There are different levels, or kinds, of this insurance.
10 is the minimum for insurance. All legal fields have this limit or more
Automotive liability insurance is required an almost all states, this insurance will cover damage your car does to other cars and people, if you are at fault in a collision. Full coverage insurance covers damage to your car if you are at fault, as well as provide liability insurance.