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What happens to credit card debt if someone gets dementia or alzheimers and does not have a guardian appointment or what happens if a guardian is appointed and will the credit card collection know?
Wiki User
∙ 18y ago
power of attorney and executor\rixe of the estate could be the only legal 3rd party that a credit card company could speak to about this debt. Even though a person has been diagnosed with dementia or an illness such as Alzheimer's it does not invalidate the person's debts. The person with such an illness is not considered legally incompetent until a court has reviewed the evidence and pronounced the person to be incapable of managing his or her personal affairs. The short version is an incompetent person can be sued, but the suit will not be binding without there being a legally appointed guardian/conservator. The entire process is expensive and extremely complicated and it is best explained by an attorney who practices in the field. Most attorneys offer free or minimal fee consultations, referrals can be obtained from the state bar association or found on the ABA website, http://www.abanet.org
Wiki User
∙ 18y ago
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