The are responsible for all damages they cause, (must pay back the insurance company) they may lose their license and any plates registered in their name, they will have large fines to deal with, they will have a hard time getting insurance, and will likely have to carry and SR22 filing as well. And goes without saying their premiums will likely be high.
you die
hopefully, you go to jail
Use nationwide, they are great, and have fantastic customer service. They have you insured for everything. Car wrecks, car crashes, even tickets. They are my favorite.
If it was his fault then he is or your insurance if he is included on it.
If his insurance wrecks his car, then I am sure that he can. Was his insurance driving drunk or sober?
Depends on lots of factors. Laws of your state, who was at fault. You drove without insurance, and by doing that you place yourself in a position of accepting the risks normally covered by insurance. You may be liable for monetary awards for property and physical damage. And of course you will have to repair your own car. In addition you may pay a fine. But that is probably the least of your worries. You saved a little money by not paying for insurance, and now you may spend lots of money for that decision.
If both drivers have no insurance and do not file a police report, each driver is responsible for repairing the damage to his/her own vehicle.
2200 bucks for a 18 year old male with no wrecks driving an '03 Yukon
Then they have a choice to not drive anymore, or pay a lot to fix their car.
The drivers name must be on the policy in order to drive the car. Permission should be given with extreme caution. If the friend wrecks the car, your insurance could call that irresponsible and drop coverage.
No. It's insured by the repossesor. Matter of fact if he wrecks it he has to pay.
If you live in the state of MA. you would have to have insurance to be on the road. So you get nothing. If it is off road that is different. Check your states DMV.