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What happens to my license when some else drove my car had no license and had accident?
Wiki User
∙ 13y ago
It depends upon a few factors.
If the person drove the car with your knowledge and consent, was At Fault for the collision, caused damage that exceeds a statutory minimum, and fails to pay the damages, that person's license and tags, and yours, will probably be suspended for a period of time. The rules and potential penalties for this are generally outlined in your State's Financial Responsibility Law. This may occur even without a judgment.
If the person took the car without your expressed or implied consent, you should lay the groundwork for that defense. This is because in many States, motor vehicles are considered to be "dangerous instrumentalities", such that consent is presumed.
If there was liability insurance on the car at the time of the collision, the insurer should be immediately notified of the collision. If the driver was named on the policy as a permitted user, all other things being equal, the insurer should defend or pay the claim. If the driver was not named on the policy, or if a car other than the one involved was insured on the policy, the insurer may deny coverage. In all events, report the collision to the insurer so that it cannot use "late report" or "failure to cooperate" as an additional defense to coverage. If you are sued, be sure to get the suit papers to the insurer ASAP.
If there was no insurance, you may be sued for the damage caused by the collision. The amount in controversy will determine the court in which you are sued. If you lose at trial and a judgment is entered, there can be implications for your credit. Additionally, your license and tags can be suspended under the Financial Responsibility Law as described above. If your State adheres to a "joint and several liability" theory, both you and the driver can be sued, however, the claimant can collect only once--from either or some combination of the two of you.
Wiki User
∙ 13y ago
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If someone without a license drives a car and gets into an accident who will get in trouble?
Certainly the person that was driving without a license. It would depend on the circumstances if anyone else did.
What happens when you mistakenly have car insurance for personal domestic and pleasure but have accident on the way to work?
There is no breakdown to how or where you drive your car. Enroute to work is a daily activity and you are covered by your insurance. Where problems start is if someone else was driving the car or if you don't have a drivers license.
What happens if you do not have a license and wreck someone else's car?
You will be charged with property damage and driving without a license and most likely driving without insurance. Not good.
If someone else drives your car with a valid license but no insurance of their own what happens if that driver has an accident who is responsible?
Technically, You are responsible for the car because the car insurance is in your name and not theirs. You can also go to court and they will investigate to see who should pay for accidental damages on the car but the Judge can also make the driver pay your cars insurance. It can go either way you or them depending on evidence of the accident.
Is it illegal to loan a drivers license to someone else?
Yes. A license cannot be 'loaned' to someone else.
How did US families respond to cold war threats?
The really concerned folks built bomb shelters in their backyards. Everyone else just learned to live with it; it was like having an automobile accident (car accident)...you didn't stop driving your car because you were afraid of having a car accident, you went out and drove your car! If ya had an accident...ya had an accident! Atomic war threats were the same thing...folks didn't stop living because of cold war fears.
If someone else is borrowing a vehicle that's not insured and have an accident and is at fault what happens?
It's not the owner of the vehicle's fault because if that person got in an accident there is nothing the owner could do. If this happened to you, the person borrowing should pay the bill.
Will your insurance cover an accident if someone else was driving your car with a revoked license?
Barring any exclusions in your policy if the driver had your permission to drive they will be considered an insured driver thus afforded coverage.
What happens to the owner of a car that gets into an accident with someone else driving there uninsured car?
They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.
What happens when you take a risk wile driving?
You may cause an accident, injure yourself or someone else, cause damage to property or end up with a traffic violation.
What happens if you were cited for an accident in someone else's car but the charges were dropped but still the owner's insurance is saying you caused it?
if the ticket is dropped it doesn't necessarily change who is at fault for an accident........... if you want to expand this question to more detail i could possibly be of more assistance
If you have a car accident in someone else's car and they have full coverage will that cover the damages to the car you hit?
Usually, if the driver had the owner's permission to drive. What happens if the car is owned by the person that has the accident but the insurance is in your name? However you no longer want to be in that relationship or to have to pay that insurance?
