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Most people just buy another insurance policy somewhere else. That is usually what happens.
Without insurance there is no organization that will pay for this insurance. It is sadly what happens when you do not keep health insurance.
It so happens that you have no insurance
People do not choose to have dreams at night, since it happens when people are already asleep.
Most homes that you buy now require you to have homeowners insurance. This is to not only protect you in the event something happens to the home, but to protect the company who sold you the home. Homeowners insurance is added in with the monthly payment and covers everything from fires to floods. It is a good investment even if you are not buying a home. Homeowners insurance is available for people who already own their home and want added protection.
Some companies get better insurance rates if they require all employees to buy health insurance. IT is cheaper because the insurance company is not covering just the people that need it or use it.
insurance buys it & it is fixed up to sell to teenagers
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
Benefits paid from an insurance policy are separate from property that is left in a will. With an insurance policy, it is paid to the named beneficiary. That is not controlled by the wording of a will.
Catastrophic medical insurance is insurance only for large payments when something major happens to you. If you have regular health insurance, you do not need to purchase catastrophic insurance as well.
There are lots of online resources to help one understand life insurance. There is a website called Life Happens that has lots of information on different types of policies and insurance terminology. Also if one already has home owners or car insurance they can speak to their agent who will have information.
It would be no difference than if the people involved in the accident had different insurance companies. The coverages are the same so there would be no difference.