you both show up on the credit reports as soon as you purchase the first ting together you will start a joint credit history that is very inportaint which will determin what you pay for your home,auto insurance, credit cards and loans,every time you want to buy somthing and are not able to pay cash for.
You get a free credit report online just make sure its trusted
Bad credit or any negative report will remain in your credit report for seven years. Therefore, if it happens that there is a wrong information that will affect your report negatively, be sure to dispute it immediately. You can also do your own credit card repair in order to eliminate any bad credit that will be reflected in your credit report.
They die
It happens and can be disputed. Call you credit card company or credit agencies.
They are sold to collection agencies and negatively impact your credit report.
After 7 years of debt, the debt will be wiped off a persons credit report. There are some instances that certain types of credit will stay on the credit report for up to 10 years.
Nothing happens unless you merge accounts, add each other to previously individually held accounts or merge finances in a way where their poor financial decisions affect you down the road. The act of marriage itself does not affect your credit score. The name change will be reflected on your report the next time your new name is used to apply for credit, a job, or a lease.
The bankruptcy stays on the credit report for 7 years, so you need to try to build up your credit profile.
One can obtain a free National Credit Report from any reputable credit report site. These include Free Credit Report, Equifax, and Annual Credit Report.
A report about your credit that is bad.
A credit report includes a list of every request for your credit report in the past two years.
There are several websites where you can get a free credit report. You can also get your credit report from your local credit card company or your accountant can give you a report.